South Dakota Travel Nurse Stipend Calculator

South Dakota's average GSA rates allow up to $686/week in tax-free housing plus $413/week for meals — a combined ceiling around $1,099/week. Verify any SD stipend quote below.

Data reviewed July 3, 2026 · 50 states, 221 cities, FY2026 GSA rates

$98/night

Avg GSA Lodging

$59/day

M&IE Rate

~$1,099/wk

Combined Weekly Ceiling

$2,979/mo

Monthly Housing Allowance

Travel Nurse Pay Breakdown

Estimate your take-home pay, taxes, and blended rate in seconds.

Excellent: Your housing stipend matches or exceeds the GSA maximum for South Dakota ($686/week). This is the maximum tax-free amount.
Effective Tax Rate24.0%
Federal: 24%
State: 0%

Same state assignment. You'll pay no state tax plus 24% federal tax.

Overtime (Optional)

Blended Hourly Rate

$70.53

Based on 36 hours in SD.

Gross Weekly Pay

$2,539

Taxable Weekly Income

$1,440

Estimated Weekly Taxes

$346

True Net Weekly Pay

$2,193

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Assignment Projections

13-Week Assignment

$28,514

Net Pay

26-Week Assignment

$57,028

Net Pay

Annual (52 weeks)

$114,057

Net Pay

Take Home vs Taxes

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Take Home

$2,193

per week

Taxes

$346

per week

Total Gross: $2,539 per week

🏠 Housing Stipend Analysis

Your Weekly Housing Stipend

$686

$2,970/month

Est. 1BR Rent in South Dakota

$850

Monthly average

Potential Tax-Free Pocket Money

+$2,120

Your stipend covers rent with $2,120 left over each month.

Find apartments under $850/month in Sioux Falls:

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Cost of Living Analysis in South Dakota

Monthly Net Income:$9,497
Average 1BR Rent:$850
True Discretionary Income:$8,647

After rent, this is what you'll have left each month for other expenses

Cost of Living Index:99.0

National average = 100. South Dakota's cost of living is lower than the national average by 1.0 points.

Housing Cost: Moderate

Utilities: Low

Rent data based on 2025 market averages. Actual rent may vary by neighborhood and housing type.

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Stipend vs Rent by South Dakota City

Monthly GSA housing allowance against average one-bedroom rent — positive margin means the max stipend more than covers housing.

City GSA Lodging/mo 1BR Rent Margin
Sioux Falls $3,344 $1,000 +$2,344/mo
Rapid City $2,979 $1,000 +$1,979/mo

South Dakota Stipend Questions

What is the maximum housing stipend in South Dakota?

Stipend ceilings follow GSA per diem rates, set per city. South Dakota's average GSA lodging rate is $98/night — about $686/week or $2,979/month in tax-free housing allowance. Add the $59/day M&IE rate and the combined weekly ceiling is roughly $1,099. Individual cities run higher or lower.

Is my South Dakota stipend offer good?

Compare it to two numbers: the GSA ceiling for the assignment city (offers at the ceiling are maxed; offers well below have negotiating headroom) and the local one-bedroom rent (a stipend above rent is tax-free profit). The table on this page shows both for every South Dakota city we track.

Are travel nurse stipends taxable in South Dakota?

Stipends are federal-tax-free (and state-tax-free) when you maintain a qualifying tax home and work far enough away to need overnight lodging — the state doesn't change the IRS rules. Amounts above the GSA ceiling for your assignment ZIP are generally treated as taxable wages.

Which South Dakota cities have the best stipend margin?

Sioux Falls currently has the best margin we track in South Dakota — the monthly GSA lodging allowance runs $2,344 above average one-bedroom rent. See the full city table above and the GSA Rate Explorer for all 221 cities nationally.