South Dakota Travel Nurse Stipend Calculator
South Dakota's average GSA rates allow up to $1,106/week in tax-free housing plus $518/week for meals — a combined ceiling around $1,624/week. Verify any SD stipend quote below.
Data reviewed July 3, 2026 · 50 states, 221 cities, FY2026 GSA rates
Market pay and rent figures on this page are our own editorial estimates, reviewed July 31, 2026 — not survey or government wage data. How we produce these numbers.
$158/night
Avg GSA Lodging
$74/day
M&IE Rate
~$1,624/wk
Combined Weekly Ceiling
$4,803/mo
Monthly Housing Allowance
Travel Nurse Pay Breakdown
Estimate your take-home pay, taxes, and blended rate in seconds.
Federal tax applies to wages after the $16,100 standard deduction; FICA applies to all wages. Tax-free stipends are excluded from both.
Same-state assignment, and SD levies no wage income tax, so no state income tax return is due on these wages.
Overtime (Optional)
Blended Hourly Rate
$85.11
Based on 36 hours in SD.
Gross Weekly Pay
$3,064
Taxable Weekly Income
$1,440
Estimated Weekly Taxes
$257
True Net Weekly Pay
$2,807
Assignment Projections
13-Week Assignment
$36,489
Net Pay
26-Week Assignment
$72,978
Net Pay
Annual (52 weeks)
$145,956
Net Pay
Take Home vs Taxes
Take Home
$2,807
per week
Taxes
$257
per week
Total Gross: $3,064 per week
🏠 Housing Stipend Analysis
Your Weekly Housing Stipend
$1,106
≈ $4,789/month
Est. 1BR Rent in South Dakota
$850
Monthly average
✅ Potential Tax-Free Pocket Money
+$3,939
Your stipend covers rent with $3,939 left over each month.
Find apartments under $850/month in Sioux Falls:
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Cost of Living Analysis in South Dakota
After rent, this is what you'll have left each month for other expenses
National average = 100. South Dakota's cost of living is lower than the national average by 1.0 points.
Housing Cost: Moderate
Utilities: Low
Rent figures are our own editorial estimates, not survey or listings data. Actual rent varies by neighborhood and housing type.
Resources for Your Assignment
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Stipend vs Rent by South Dakota City
Monthly GSA housing allowance against average one-bedroom rent — positive margin means the max stipend more than covers housing.
| City | GSA Lodging/mo | 1BR Rent | Margin |
|---|---|---|---|
| Rapid City | $4,803 | $1,000 | +$3,803/mo |
| Sioux Falls | $3,344 | $1,000 | +$2,344/mo |
South Dakota Stipend Questions
What is the maximum housing stipend in South Dakota?
Stipend ceilings follow GSA per diem rates, set per city. South Dakota's average GSA lodging rate is $158/night — about $1,106/week or $4,803/month in tax-free housing allowance. Add the $74/day M&IE rate and the combined weekly ceiling is roughly $1,624. Individual cities run higher or lower.
Is my South Dakota stipend offer good?
Compare it to two numbers: the GSA ceiling for the assignment city (offers at the ceiling are maxed; offers well below have negotiating headroom) and the local one-bedroom rent (a stipend above rent is tax-free profit). The table on this page shows both for every South Dakota city we track.
Are travel nurse stipends taxable in South Dakota?
Stipends are federal-tax-free (and state-tax-free) when you maintain a qualifying tax home and work far enough away to need overnight lodging — the state doesn't change the IRS rules. Amounts above the GSA ceiling for your assignment ZIP are generally treated as taxable wages.
Which South Dakota cities have the best stipend margin?
Rapid City currently has the best margin we track in South Dakota — the monthly GSA lodging allowance runs $3,803 above average one-bedroom rent. See the full city table above and the GSA Rate Explorer for all 221 cities nationally.