The Short Answer

The highest paying states for travel nurses in 2026 by our estimates, with GSA stipend ceilings, no-wage-tax states and the best states for cost of living.

Read the full breakdown below for detailed analysis, examples, and actionable steps.

The highest paying states for travel nurses in 2026, by our estimates of the taxable rate, are New York, Hawaii, Massachusetts, Washington and California. Pay is only half the story, though: tax-free stipends depend on the city’s GSA rate, and state taxes depend on your home state too. This guide ranks the top 10 and then covers taxes, cost of living and quality of life.

Choosing the right state for your travel nursing assignment can significantly impact your earnings, taxes, and overall experience. Here’s our guide to the best and highest paying states for travel nurses in 2026.

Highest Paying States for Travel Nurses (Our Estimates)

The ranking below sorts states by our estimate of the taxable hourly rate a travel RN is offered there, shown at 36 hours a week. These are TravelNurseCalc editorial estimates, not survey data (see our methodology). The third column is government data: the highest weekly tax-free stipend ceiling of any GSA locality in the state for FY2027 (lodging at its peak month plus meals and incidentals, times seven). Stipends sit on top of the taxable wage, so a high ceiling can matter as much as a high base rate.

RankStateTaxable rate (our estimate)Taxable weekly at 36 hrsHighest GSA weekly ceiling (FY2027)
1New York$58/hr$2,088$3,150 (New York City)
1Hawaii$58/hr$2,088Set by DoD, not GSA
3Massachusetts$56/hr$2,016$4,053 (Nantucket)
3Washington ★$56/hr$2,016$2,429 (Seattle)
5California$55/hr$1,980$2,919 (San Francisco)
5Alaska ★$55/hr$1,980Set by DoD, not GSA
7Oregon$54/hr$1,944$2,261 (Seaside)
8Connecticut$52/hr$1,872$1,694 (Bridgeport / Danbury)
8New Jersey$52/hr$1,872$2,037 (Toms River)
8Ohio$52/hr$1,872$1,792 (Cincinnati)

★ No state tax on wages. Resort localities (Nantucket, Key West, Aspen) carry high peak ceilings that most hospital assignments won’t reach; check the exact locality on our per diem rates pages.

Pay for your specialty can differ a lot from these all-specialty estimates. See pay by specialty and ICU salary by state.

Best States for Tax Benefits

States with No Income Tax

  1. Alaska - No state income tax, high pay
  2. Florida - No state income tax, moderate cost of living
  3. Nevada - No state income tax, good pay
  4. South Dakota - No state income tax, low cost of living
  5. Tennessee - No state income tax, growing market
  6. Texas - No state income tax, large market
  7. Washington - No state income tax, high pay
  8. Wyoming - No state income tax, low cost of living
  9. New Hampshire - No tax on wages

The catch: working in a no-tax state only saves state tax if your tax home is also in a state that doesn’t tax you. Your home state can tax all of your income, so a California resident on a Texas assignment still owes California. Our tax calculator handles both states.

Best States for Cost of Living

Lowest Cost of Living States

  1. Mississippi - Index: 83.3 (Very Low)
  2. Arkansas - Index: 86.5 (Low)
  3. Oklahoma - Index: 87.9 (Low)
  4. Missouri - Index: 87.9 (Low)
  5. Alabama - Index: 88.1 (Low)

Why It Matters:

  • Lower cost of living = more take-home pay
  • Your stipends go further
  • Better quality of life on same income

Best States for Quality of Life

Factors to Consider:

  • Weather: California, Florida, Arizona
  • Outdoor Activities: Colorado, Oregon, Washington
  • Culture & Entertainment: New York, California, Texas
  • Safety: Vermont, Maine, New Hampshire
  • Healthcare Quality: Massachusetts, Minnesota, California

State-by-State Comparison

High Pay, High Cost States

  • California - Highest pay, highest cost
  • New York - Very high pay, very high cost
  • Massachusetts - High pay, very high cost
  • Connecticut - High pay, high cost

Best For: Nurses who want maximum earnings and don’t mind high costs

High Pay, Moderate Cost States

  • Texas - Good pay, low cost, no state tax
  • Arizona - Good pay, moderate cost
  • Nevada - Good pay, moderate cost, no state tax
  • Colorado - Good pay, moderate-high cost

Best For: Nurses who want good pay with reasonable costs

Moderate Pay, Low Cost States

  • Tennessee - Moderate pay, low cost, no state tax
  • Alabama - Moderate pay, very low cost
  • Mississippi - Lower pay, very low cost
  • Arkansas - Moderate pay, low cost

Best For: Nurses who prioritize savings and low costs

Nurse Licensure Compact States

Compact states allow you to work in multiple states with one license:

Current Compact States:

  • Alabama, Arizona, Arkansas, Colorado, Delaware, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Oklahoma, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, West Virginia, Wisconsin, Wyoming

Benefits:

  • Work in multiple states with one license
  • Faster start times
  • Lower licensing costs
  • More opportunities

Special Considerations

High Demand States

  • California - Always high demand
  • Texas - Large population, growing demand
  • Florida - Retiree population, high demand
  • New York - Major metro areas, constant demand

Best for New Travel Nurses

  • Compact states - Easier licensing
  • High demand areas - More opportunities
  • Supportive agencies - Better guidance
  • Established markets - More resources

Best for Experienced Nurses

  • High pay states - Maximize earnings
  • Specialty-focused areas - Advanced opportunities
  • Teaching hospitals - Professional development
  • Competitive markets - Better negotiation power

Making Your Decision

Consider These Factors:

  1. Total Compensation

    • Hourly rate
    • Stipends
    • Benefits
    • Taxes
  2. Cost of Living

    • Housing costs
    • Food costs
    • Transportation
    • Entertainment
  3. Quality of Life

    • Weather
    • Activities
    • Culture
    • Safety
  4. Career Goals

    • Specialty opportunities
    • Professional development
    • Networking
    • Long-term plans

Our Recommendations

For Maximum Earnings:

  1. California
  2. New York
  3. Massachusetts
  4. Washington
  5. Oregon

For Best Value (Pay vs. Cost):

  1. Texas
  2. Nevada
  3. Arizona
  4. Tennessee
  5. Florida

For Tax Benefits:

  1. Texas (no state tax, good pay)
  2. Washington (no state tax, high pay)
  3. Florida (no state tax, moderate pay)
  4. Nevada (no state tax, good pay)
  5. Tennessee (no state tax, moderate pay)

Using Cost of Living to Make Decisions

When comparing states, cost of living is just as important as pay rate. A $3,000/week contract in Seattle may leave you with less discretionary income than a $2,500/week contract in Tulsa after accounting for rent and living expenses.

Use our Cost of Living Calculator to see your true discretionary income (income minus rent) for any state. This helps you make apples-to-apples comparisons between different locations.

Key Metrics to Compare:

  • Average rent vs. your take-home pay
  • Cost of living index
  • True discretionary income
  • State tax burden

Related: Check out our state-specific pay guides with detailed cost of living data, or use our state comparison tool to compare multiple states side-by-side.

Conclusion

The best state for travel nurses depends on your priorities. Consider total compensation, cost of living, tax benefits, and quality of life when making your decision.

Remember: The highest-paying state isn’t always the best choice when you factor in cost of living and taxes. Use our pay calculator with cost of living analysis to see your true take-home pay and discretionary income.

Use our state-specific pay guides to compare detailed information for each state, including pay rates, GSA rates, tax information, cost of living data, and average rent.

Frequently Asked Questions

What are the highest paying states for travel nurses in 2026?

By our editorial estimates of the taxable hourly rate, New York and Hawaii lead at about $58 an hour, followed by Massachusetts and Washington at $56 and California and Alaska at $55. These are estimates, not survey data, and stipends add to them based on the city’s GSA rate.

Do travel nurses pay less tax in states with no income tax?

Only partly. A state with no wage tax won’t tax what you earn there, but your home state can still tax all of your income. A California resident working in Texas still owes California tax.

Which states have no state income tax on wages?

Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming don’t tax wages.

Is the highest paying state always the best choice?

Not always. Compare take-home pay after housing: a high-paying city with expensive rent can leave you with less than a lower-paying city where your stipend covers rent easily.


Related Resources:

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