New York Travel Nurse Stipend Calculator

New York's average GSA rates allow up to $1,050/week in tax-free housing plus $518/week for meals — a combined ceiling around $1,568/week. Verify any NY stipend quote below.

Data reviewed July 3, 2026 · 50 states, 221 cities, FY2026 GSA rates

$150/night

Avg GSA Lodging

$74/day

M&IE Rate

~$1,568/wk

Combined Weekly Ceiling

$4,560/mo

Monthly Housing Allowance

Travel Nurse Pay Breakdown

Estimate your take-home pay, taxes, and blended rate in seconds.

Excellent: Your housing stipend matches or exceeds the GSA maximum for New York ($1,050/week). This is the maximum tax-free amount.
Effective Tax Rate34.9%
Federal: 24%
State: 10.9%

Same state assignment. You'll pay 10.9% state tax plus 24% federal tax.

Overtime (Optional)

Blended Hourly Rate

$101.56

Based on 36 hours in NY.

Gross Weekly Pay

$3,656

Taxable Weekly Income

$2,088

Estimated Weekly Taxes

$729

True Net Weekly Pay

$2,927

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Assignment Projections

13-Week Assignment

$38,055

Net Pay

26-Week Assignment

$76,109

Net Pay

Annual (52 weeks)

$152,219

Net Pay

Take Home vs Taxes

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Take Home

$2,927

per week

Taxes

$729

per week

Total Gross: $3,656 per week

🏠 Housing Stipend Analysis

Your Weekly Housing Stipend

$1,050

$4,547/month

Est. 1BR Rent in New York

$2,000

Monthly average

Potential Tax-Free Pocket Money

+$2,547

Your stipend covers rent with $2,547 left over each month.

Find apartments under $2,000/month in New York City:

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Cost of Living Analysis in New York

Monthly Net Income:$12,675
Average 1BR Rent:$2,000
True Discretionary Income:$10,675

After rent, this is what you'll have left each month for other expenses

Cost of Living Index:139.1

National average = 100. New York's cost of living is higher than the national average by 39.1 points.

💡 High cost of living area. Ensure your pay compensates for the increased expenses.

Housing Cost: Very High

Utilities: High

Rent data based on 2025 market averages. Actual rent may vary by neighborhood and housing type.

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Stipend vs Rent by New York City

Monthly GSA housing allowance against average one-bedroom rent — positive margin means the max stipend more than covers housing.

City GSA Lodging/mo 1BR Rent Margin
Yonkers $7,053 $1,900 +$5,153/mo
New York $7,874 $3,000 +$4,874/mo
Buffalo $4,013 $950 +$3,063/mo
Syracuse $4,013 $950 +$3,063/mo
Rochester $4,013 $1,000 +$3,013/mo
Albany $4,013 $1,150 +$2,863/mo

New York Stipend Questions

What is the maximum housing stipend in New York?

Stipend ceilings follow GSA per diem rates, set per city. New York's average GSA lodging rate is $150/night — about $1,050/week or $4,560/month in tax-free housing allowance. Add the $74/day M&IE rate and the combined weekly ceiling is roughly $1,568. Individual cities run higher or lower.

Is my New York stipend offer good?

Compare it to two numbers: the GSA ceiling for the assignment city (offers at the ceiling are maxed; offers well below have negotiating headroom) and the local one-bedroom rent (a stipend above rent is tax-free profit). The table on this page shows both for every New York city we track.

Are travel nurse stipends taxable in New York?

Stipends are federal-tax-free (and state-tax-free) when you maintain a qualifying tax home and work far enough away to need overnight lodging — the state doesn't change the IRS rules. Amounts above the GSA ceiling for your assignment ZIP are generally treated as taxable wages.

Which New York cities have the best stipend margin?

Yonkers currently has the best margin we track in New York — the monthly GSA lodging allowance runs $5,153 above average one-bedroom rent. See the full city table above and the GSA Rate Explorer for all 221 cities nationally.