North Dakota Travel Nurse Stipend Calculator

North Dakota's average GSA rates allow up to $686/week in tax-free housing plus $413/week for meals — a combined ceiling around $1,099/week. Verify any ND stipend quote below.

Data reviewed July 3, 2026 · 50 states, 221 cities, FY2026 GSA rates

$98/night

Avg GSA Lodging

$59/day

M&IE Rate

~$1,099/wk

Combined Weekly Ceiling

$2,979/mo

Monthly Housing Allowance

Travel Nurse Pay Breakdown

Estimate your take-home pay, taxes, and blended rate in seconds.

Excellent: Your housing stipend matches or exceeds the GSA maximum for North Dakota ($686/week). This is the maximum tax-free amount.
Effective Tax Rate26.9%
Federal: 24%
State: 2.9%

Same state assignment. You'll pay 2.9% state tax plus 24% federal tax.

Overtime (Optional)

Blended Hourly Rate

$72.53

Based on 36 hours in ND.

Gross Weekly Pay

$2,611

Taxable Weekly Income

$1,512

Estimated Weekly Taxes

$407

True Net Weekly Pay

$2,204

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Assignment Projections

13-Week Assignment

$28,656

Net Pay

26-Week Assignment

$57,311

Net Pay

Annual (52 weeks)

$114,622

Net Pay

Take Home vs Taxes

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Take Home

$2,204

per week

Taxes

$407

per week

Total Gross: $2,611 per week

🏠 Housing Stipend Analysis

Your Weekly Housing Stipend

$686

$2,970/month

Est. 1BR Rent in North Dakota

$900

Monthly average

Potential Tax-Free Pocket Money

+$2,070

Your stipend covers rent with $2,070 left over each month.

Find apartments under $900/month in Fargo:

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Cost of Living Analysis in North Dakota

Monthly Net Income:$9,544
Average 1BR Rent:$900
True Discretionary Income:$8,644

After rent, this is what you'll have left each month for other expenses

Cost of Living Index:98.3

National average = 100. North Dakota's cost of living is lower than the national average by 1.7 points.

Housing Cost: Moderate

Utilities: Low

Rent data based on 2025 market averages. Actual rent may vary by neighborhood and housing type.

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Stipend vs Rent by North Dakota City

Monthly GSA housing allowance against average one-bedroom rent — positive margin means the max stipend more than covers housing.

City GSA Lodging/mo 1BR Rent Margin
Fargo $3,344 $1,000 +$2,344/mo
Grand Forks $2,979 $1,000 +$1,979/mo

North Dakota Stipend Questions

What is the maximum housing stipend in North Dakota?

Stipend ceilings follow GSA per diem rates, set per city. North Dakota's average GSA lodging rate is $98/night — about $686/week or $2,979/month in tax-free housing allowance. Add the $59/day M&IE rate and the combined weekly ceiling is roughly $1,099. Individual cities run higher or lower.

Is my North Dakota stipend offer good?

Compare it to two numbers: the GSA ceiling for the assignment city (offers at the ceiling are maxed; offers well below have negotiating headroom) and the local one-bedroom rent (a stipend above rent is tax-free profit). The table on this page shows both for every North Dakota city we track.

Are travel nurse stipends taxable in North Dakota?

Stipends are federal-tax-free (and state-tax-free) when you maintain a qualifying tax home and work far enough away to need overnight lodging — the state doesn't change the IRS rules. Amounts above the GSA ceiling for your assignment ZIP are generally treated as taxable wages.

Which North Dakota cities have the best stipend margin?

Fargo currently has the best margin we track in North Dakota — the monthly GSA lodging allowance runs $2,344 above average one-bedroom rent. See the full city table above and the GSA Rate Explorer for all 221 cities nationally.