Michigan Travel Nurse Stipend Calculator

Michigan's average GSA rates allow up to $686/week in tax-free housing plus $413/week for meals — a combined ceiling around $1,099/week. Verify any MI stipend quote below.

Data reviewed July 3, 2026 · 50 states, 221 cities, FY2026 GSA rates

$98/night

Avg GSA Lodging

$59/day

M&IE Rate

~$1,099/wk

Combined Weekly Ceiling

$2,979/mo

Monthly Housing Allowance

Travel Nurse Pay Breakdown

Estimate your take-home pay, taxes, and blended rate in seconds.

Excellent: Your housing stipend matches or exceeds the GSA maximum for Michigan ($686/week). This is the maximum tax-free amount.
Effective Tax Rate28.3%
Federal: 24%
State: 4.25%

Same state assignment. You'll pay 4.25% state tax plus 24% federal tax.

Overtime (Optional)

Blended Hourly Rate

$75.53

Based on 36 hours in MI.

Gross Weekly Pay

$2,719

Taxable Weekly Income

$1,620

Estimated Weekly Taxes

$458

True Net Weekly Pay

$2,261

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Assignment Projections

13-Week Assignment

$29,398

Net Pay

26-Week Assignment

$58,795

Net Pay

Annual (52 weeks)

$117,590

Net Pay

Take Home vs Taxes

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Take Home

$2,261

per week

Taxes

$458

per week

Total Gross: $2,719 per week

🏠 Housing Stipend Analysis

Your Weekly Housing Stipend

$686

$2,970/month

Est. 1BR Rent in Michigan

$1,000

Monthly average

Potential Tax-Free Pocket Money

+$1,970

Your stipend covers rent with $1,970 left over each month.

Find apartments under $1,000/month in Detroit:

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Cost of Living Analysis in Michigan

Monthly Net Income:$9,792
Average 1BR Rent:$1,000
True Discretionary Income:$8,792

After rent, this is what you'll have left each month for other expenses

Cost of Living Index:89.0

National average = 100. Michigan's cost of living is lower than the national average by 11.0 points.

💡 Lower cost of living area. Your pay may go further here than in expensive cities.

Housing Cost: Low

Utilities: Low

Rent data based on 2025 market averages. Actual rent may vary by neighborhood and housing type.

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Stipend vs Rent by Michigan City

Monthly GSA housing allowance against average one-bedroom rent — positive margin means the max stipend more than covers housing.

City GSA Lodging/mo 1BR Rent Margin
Detroit $4,317 $1,100 +$3,217/mo
Lansing $4,013 $950 +$3,063/mo
Grand Rapids $4,013 $1,000 +$3,013/mo
Sterling Heights $4,013 $1,000 +$3,013/mo
Muskegon $2,979 $1,000 +$1,979/mo
Saginaw $2,979 $1,000 +$1,979/mo

Michigan Stipend Questions

What is the maximum housing stipend in Michigan?

Stipend ceilings follow GSA per diem rates, set per city. Michigan's average GSA lodging rate is $98/night — about $686/week or $2,979/month in tax-free housing allowance. Add the $59/day M&IE rate and the combined weekly ceiling is roughly $1,099. Individual cities run higher or lower.

Is my Michigan stipend offer good?

Compare it to two numbers: the GSA ceiling for the assignment city (offers at the ceiling are maxed; offers well below have negotiating headroom) and the local one-bedroom rent (a stipend above rent is tax-free profit). The table on this page shows both for every Michigan city we track.

Are travel nurse stipends taxable in Michigan?

Stipends are federal-tax-free (and state-tax-free) when you maintain a qualifying tax home and work far enough away to need overnight lodging — the state doesn't change the IRS rules. Amounts above the GSA ceiling for your assignment ZIP are generally treated as taxable wages.

Which Michigan cities have the best stipend margin?

Detroit currently has the best margin we track in Michigan — the monthly GSA lodging allowance runs $3,217 above average one-bedroom rent. See the full city table above and the GSA Rate Explorer for all 221 cities nationally.