Massachusetts Travel Nurse Stipend Calculator
Massachusetts's average GSA rates allow up to $1,050/week in tax-free housing plus $518/week for meals — a combined ceiling around $1,568/week. Verify any MA stipend quote below.
Data reviewed July 3, 2026 · 50 states, 221 cities, FY2026 GSA rates
$150/night
Avg GSA Lodging
$74/day
M&IE Rate
~$1,568/wk
Combined Weekly Ceiling
$4,560/mo
Monthly Housing Allowance
Travel Nurse Pay Breakdown
Estimate your take-home pay, taxes, and blended rate in seconds.
Same state assignment. You'll pay 5% state tax plus 24% federal tax.
Overtime (Optional)
Blended Hourly Rate
$99.56
Based on 36 hours in MA.
Gross Weekly Pay
$3,584
Taxable Weekly Income
$2,016
Estimated Weekly Taxes
$585
True Net Weekly Pay
$2,999
Looking for a contract? Get matched with top-paying recruiters.
Assignment Projections
13-Week Assignment
$38,992
Net Pay
26-Week Assignment
$77,983
Net Pay
Annual (52 weeks)
$155,967
Net Pay
Take Home vs Taxes
Take Home
$2,999
per week
Taxes
$585
per week
Total Gross: $3,584 per week
🏠 Housing Stipend Analysis
Your Weekly Housing Stipend
$1,050
≈ $4,547/month
Est. 1BR Rent in Massachusetts
$1,800
Monthly average
✅ Potential Tax-Free Pocket Money
+$2,747
Your stipend covers rent with $2,747 left over each month.
Find apartments under $1,800/month in Boston:
Affiliate link
We may earn a commission if you book through our link.
Cost of Living Analysis in Massachusetts
After rent, this is what you'll have left each month for other expenses
National average = 100. Massachusetts's cost of living is higher than the national average by 46.5 points.
💡 High cost of living area. Ensure your pay compensates for the increased expenses.
Housing Cost: Very High
Utilities: High
Rent data based on 2025 market averages. Actual rent may vary by neighborhood and housing type.
Resources for Your Assignment
These are affiliate links. We may earn a commission at no extra cost to you.
Stipend vs Rent by Massachusetts City
Monthly GSA housing allowance against average one-bedroom rent — positive margin means the max stipend more than covers housing.
| City | GSA Lodging/mo | 1BR Rent | Margin |
|---|---|---|---|
| Boston | $7,874 | $2,400 | +$5,474/mo |
| Brockton | $4,560 | $1,000 | +$3,560/mo |
| New Bedford | $4,560 | $1,000 | +$3,560/mo |
| Springfield | $4,013 | $1,200 | +$2,813/mo |
| Worcester | $4,013 | $1,300 | +$2,713/mo |
Massachusetts Stipend Questions
What is the maximum housing stipend in Massachusetts?
Stipend ceilings follow GSA per diem rates, set per city. Massachusetts's average GSA lodging rate is $150/night — about $1,050/week or $4,560/month in tax-free housing allowance. Add the $74/day M&IE rate and the combined weekly ceiling is roughly $1,568. Individual cities run higher or lower.
Is my Massachusetts stipend offer good?
Compare it to two numbers: the GSA ceiling for the assignment city (offers at the ceiling are maxed; offers well below have negotiating headroom) and the local one-bedroom rent (a stipend above rent is tax-free profit). The table on this page shows both for every Massachusetts city we track.
Are travel nurse stipends taxable in Massachusetts?
Stipends are federal-tax-free (and state-tax-free) when you maintain a qualifying tax home and work far enough away to need overnight lodging — the state doesn't change the IRS rules. Amounts above the GSA ceiling for your assignment ZIP are generally treated as taxable wages.
Which Massachusetts cities have the best stipend margin?
Boston currently has the best margin we track in Massachusetts — the monthly GSA lodging allowance runs $5,474 above average one-bedroom rent. See the full city table above and the GSA Rate Explorer for all 221 cities nationally.