Hawaii Travel Nurse Stipend Calculator

Hawaii's average GSA rates allow up to $1,260/week in tax-free housing plus $553/week for meals — a combined ceiling around $1,813/week. Verify any HI stipend quote below.

Data reviewed July 3, 2026 · 50 states, 221 cities, FY2026 GSA rates

$180/night

Avg GSA Lodging

$79/day

M&IE Rate

~$1,813/wk

Combined Weekly Ceiling

$5,472/mo

Monthly Housing Allowance

Travel Nurse Pay Breakdown

Estimate your take-home pay, taxes, and blended rate in seconds.

Excellent: Your housing stipend matches or exceeds the GSA maximum for Hawaii ($1,260/week). This is the maximum tax-free amount.
Effective Tax Rate35.0%
Federal: 24%
State: 11%

Same state assignment. You'll pay 11% state tax plus 24% federal tax.

Overtime (Optional)

Blended Hourly Rate

$108.36

Based on 36 hours in HI.

Gross Weekly Pay

$3,901

Taxable Weekly Income

$2,088

Estimated Weekly Taxes

$731

True Net Weekly Pay

$3,170

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Assignment Projections

13-Week Assignment

$41,213

Net Pay

26-Week Assignment

$82,425

Net Pay

Annual (52 weeks)

$164,850

Net Pay

Take Home vs Taxes

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Take Home

$3,170

per week

Taxes

$731

per week

Total Gross: $3,901 per week

🏠 Housing Stipend Analysis

Your Weekly Housing Stipend

$1,260

$5,456/month

Est. 1BR Rent in Hawaii

$2,000

Monthly average

Potential Tax-Free Pocket Money

+$3,456

Your stipend covers rent with $3,456 left over each month.

Find apartments under $2,000/month in Honolulu:

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Cost of Living Analysis in Hawaii

Monthly Net Income:$13,727
Average 1BR Rent:$2,000
True Discretionary Income:$11,727

After rent, this is what you'll have left each month for other expenses

Cost of Living Index:193.3

National average = 100. Hawaii's cost of living is higher than the national average by 93.3 points.

💡 High cost of living area. Ensure your pay compensates for the increased expenses.

Housing Cost: Very High

Utilities: Very High

Rent data based on 2025 market averages. Actual rent may vary by neighborhood and housing type.

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Stipend vs Rent by Hawaii City

Monthly GSA housing allowance against average one-bedroom rent — positive margin means the max stipend more than covers housing.

City GSA Lodging/mo 1BR Rent Margin
Honolulu $7,053 $2,100 +$4,953/mo

Hawaii Stipend Questions

What is the maximum housing stipend in Hawaii?

Stipend ceilings follow GSA per diem rates, set per city. Hawaii's average GSA lodging rate is $180/night — about $1,260/week or $5,472/month in tax-free housing allowance. Add the $79/day M&IE rate and the combined weekly ceiling is roughly $1,813. Individual cities run higher or lower.

Is my Hawaii stipend offer good?

Compare it to two numbers: the GSA ceiling for the assignment city (offers at the ceiling are maxed; offers well below have negotiating headroom) and the local one-bedroom rent (a stipend above rent is tax-free profit). The table on this page shows both for every Hawaii city we track.

Are travel nurse stipends taxable in Hawaii?

Stipends are federal-tax-free (and state-tax-free) when you maintain a qualifying tax home and work far enough away to need overnight lodging — the state doesn't change the IRS rules. Amounts above the GSA ceiling for your assignment ZIP are generally treated as taxable wages.

Which Hawaii cities have the best stipend margin?

Honolulu currently has the best margin we track in Hawaii — the monthly GSA lodging allowance runs $4,953 above average one-bedroom rent. See the full city table above and the GSA Rate Explorer for all 221 cities nationally.