Florida Travel Nurse Stipend Calculator
Florida's average GSA rates allow up to $1,708/week in tax-free housing plus $644/week for meals — a combined ceiling around $2,352/week. Verify any FL stipend quote below.
Data reviewed July 3, 2026 · 50 states, 221 cities, FY2026 GSA rates
Market pay and rent figures on this page are our own editorial estimates, reviewed July 31, 2026 — not survey or government wage data. How we produce these numbers.
$244/night
Avg GSA Lodging
$92/day
M&IE Rate
~$2,352/wk
Combined Weekly Ceiling
$7,418/mo
Monthly Housing Allowance
Travel Nurse Pay Breakdown
Estimate your take-home pay, taxes, and blended rate in seconds.
Federal tax applies to wages after the $16,100 standard deduction; FICA applies to all wages. Tax-free stipends are excluded from both.
Same-state assignment, and FL levies no wage income tax, so no state income tax return is due on these wages.
Overtime (Optional)
Blended Hourly Rate
$116.33
Based on 36 hours in FL.
Gross Weekly Pay
$4,188
Taxable Weekly Income
$1,836
Estimated Weekly Taxes
$375
True Net Weekly Pay
$3,813
Assignment Projections
13-Week Assignment
$49,575
Net Pay
26-Week Assignment
$99,149
Net Pay
Annual (52 weeks)
$198,299
Net Pay
Take Home vs Taxes
Take Home
$3,813
per week
Taxes
$375
per week
Total Gross: $4,188 per week
🏠 Housing Stipend Analysis
Your Weekly Housing Stipend
$1,708
≈ $7,396/month
Est. 1BR Rent in Florida
$1,300
Monthly average
✅ Potential Tax-Free Pocket Money
+$6,096
Your stipend covers rent with $6,096 left over each month.
Find apartments under $1,300/month in Miami:
Affiliate link
We may earn a commission if you book through our link.
Cost of Living Analysis in Florida
After rent, this is what you'll have left each month for other expenses
National average = 100. Florida's cost of living is higher than the national average by 0.7 points.
Housing Cost: Moderate
Utilities: Moderate
Rent figures are our own editorial estimates, not survey or listings data. Actual rent varies by neighborhood and housing type.
Resources for Your Assignment
These are affiliate links. We may earn a commission at no extra cost to you.
Stipend vs Rent by Florida City
Monthly GSA housing allowance against average one-bedroom rent — positive margin means the max stipend more than covers housing.
| City | GSA Lodging/mo | 1BR Rent | Margin |
|---|---|---|---|
| Port St. Lucie | $7,418 | $1,200 | +$6,218/mo |
| St. Petersburg | $7,418 | $1,300 | +$6,118/mo |
| Cape Coral | $6,566 | $1,300 | +$5,266/mo |
| Hialeah | $7,053 | $1,800 | +$5,253/mo |
| Miami | $7,053 | $1,800 | +$5,253/mo |
| Pensacola | $5,776 | $1,000 | +$4,776/mo |
| Tampa | $6,080 | $1,400 | +$4,680/mo |
| Jacksonville | $5,168 | $1,300 | +$3,868/mo |
| Orlando | $5,138 | $1,300 | +$3,838/mo |
| Tallahassee | $4,195 | $1,000 | +$3,195/mo |
Florida Stipend Questions
What is the maximum housing stipend in Florida?
Stipend ceilings follow GSA per diem rates, set per city. Florida's average GSA lodging rate is $244/night — about $1,708/week or $7,418/month in tax-free housing allowance. Add the $92/day M&IE rate and the combined weekly ceiling is roughly $2,352. Individual cities run higher or lower.
Is my Florida stipend offer good?
Compare it to two numbers: the GSA ceiling for the assignment city (offers at the ceiling are maxed; offers well below have negotiating headroom) and the local one-bedroom rent (a stipend above rent is tax-free profit). The table on this page shows both for every Florida city we track.
Are travel nurse stipends taxable in Florida?
Stipends are federal-tax-free (and state-tax-free) when you maintain a qualifying tax home and work far enough away to need overnight lodging — the state doesn't change the IRS rules. Amounts above the GSA ceiling for your assignment ZIP are generally treated as taxable wages.
Which Florida cities have the best stipend margin?
Port St. Lucie currently has the best margin we track in Florida — the monthly GSA lodging allowance runs $6,218 above average one-bedroom rent. See the full city table above and the GSA Rate Explorer for all 221 cities nationally.