New Jersey Travel Nurse Tax Calculator
New Jersey taxes travel nurse wages at 10.75% on top of federal and FICA — but your stipends stay tax-free within GSA limits. Estimate the full picture below.
Data reviewed July 3, 2026 · 50 states, 221 cities, FY2026 GSA rates
10.75%
NJ Income Tax
$0
Tax on Compliant Stipends
~$1,393/wk
Tax-Free Stipend Ceiling
$2,080/wk
Avg NJ Package
Location & Filing
Pay Package
Tax Estimate Results
Your Tax Situation
Since Texas has no state income tax, you'll pay 10.75% New Jersey state tax plus 24% federal tax.
Weekly Gross
$3,420
Weekly Take-Home
$2,733
Contract Gross
$44,460
Contract Take-Home
$35,531
Tax Breakdown (13-Week Contract)
Tax Rate on Taxable Wages
34.8% + 7.65% FICA
Effective Rate on Total Pay
20.1%
Stipends (Tax-Free)
$23,400
* This is an estimate based on simplified tax brackets. Actual taxes depend on total annual income, deductions, filing status, and other factors. Stipends are tax-free only if you maintain a valid tax home. Consult a tax professional for personalized advice.
New Jersey Tax Questions
How much state tax do travel nurses pay in New Jersey?
New Jersey's state income tax is 10.75%, applied to your taxable wages (not your tax-free stipends). On a typical NJ taxable base of $1,872/week, that's roughly $201/week in state tax — about $2,613 over a 13-week contract. Stipends within GSA limits owe no state tax.
Do I file a New Jersey tax return as a travel nurse?
Generally yes — New Jersey taxes income earned within the state by nonresidents, so a contract there usually means filing a NJ nonresident return. Your home state typically credits taxes paid to New Jersey, preventing double taxation. Keep your pay stubs; the state allocation matters.
Are stipends taxed in New Jersey?
No — housing and meal stipends are excluded from both federal and state taxation when you maintain a qualifying tax home and your stipends stay within the GSA per diem ceiling for the assignment location (about $1,393/week combined at New Jersey's average rates). Fail the tax home test and the whole stipend becomes taxable wages.
What's the effective tax rate on a New Jersey travel contract?
Because stipends are untaxed, effective rates on the whole package are much lower than wage-only jobs. A typical NJ package of $2,080/week with $208 in stipends often nets an effective total-package rate of 12–20% including the 10.75% state tax. Run your exact split in the calculator above.
Estimates for planning only — not tax advice. Multi-state situations, reciprocity agreements, and local taxes vary; travel nurses with complex situations should use a travel-nurse-specialized preparer.