Travel Nurse Salary Calculator — New Jersey

Pre-loaded with New Jersey's numbers: 10.75% state income tax, average pay of $2,080/week ($52/hr), and NJ GSA stipend rates. Adjust to your offer and see real take-home.

Data reviewed July 3, 2026 · 50 states, 221 cities, FY2026 GSA rates

$2,080/wk

Avg NJ Pay

10.75%

State Income Tax

~$1,393/wk

Typical Stipend Ceiling

120.4

Cost of Living Index

Travel Nurse Pay Breakdown

Estimate your take-home pay, taxes, and blended rate in seconds.

Excellent: Your housing stipend matches or exceeds the GSA maximum for New Jersey ($910/week). This is the maximum tax-free amount.
Effective Tax Rate34.8%
Federal: 24%
State: 10.75%

Same state assignment. You'll pay 10.75% state tax plus 24% federal tax.

Overtime (Optional)

Blended Hourly Rate

$90.69

Based on 36 hours in NJ.

Gross Weekly Pay

$3,265

Taxable Weekly Income

$1,872

Estimated Weekly Taxes

$651

True Net Weekly Pay

$2,614

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Assignment Projections

13-Week Assignment

$33,988

Net Pay

26-Week Assignment

$67,976

Net Pay

Annual (52 weeks)

$135,953

Net Pay

Take Home vs Taxes

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Take Home

$2,614

per week

Taxes

$651

per week

Total Gross: $3,265 per week

🏠 Housing Stipend Analysis

Your Weekly Housing Stipend

$910

$3,940/month

Est. 1BR Rent in New Jersey

$1,500

Monthly average

Potential Tax-Free Pocket Money

+$2,440

Your stipend covers rent with $2,440 left over each month.

Find apartments under $1,500/month in Newark:

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Cost of Living Analysis in New Jersey

Monthly Net Income:$11,321
Average 1BR Rent:$1,500
True Discretionary Income:$9,821

After rent, this is what you'll have left each month for other expenses

Cost of Living Index:120.4

National average = 100. New Jersey's cost of living is higher than the national average by 20.4 points.

💡 High cost of living area. Ensure your pay compensates for the increased expenses.

Housing Cost: High

Utilities: High

Rent data based on 2025 market averages. Actual rent may vary by neighborhood and housing type.

Resources for Your Assignment

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Top-Paying New Jersey Cities

New Jersey Pay Questions

How much do travel nurses take home in New Jersey?

With the average New Jersey package of $2,080/week and 10.75% state income tax, most travel nurses take home roughly 75–85% of gross — the tax-free stipend share is what pushes take-home above staff-job ratios. Enter your actual split above for your number.

What is the maximum tax-free stipend in New Jersey?

Stipend ceilings are set per city by GSA per diem rates. Using New Jersey's average GSA rates ($130/night lodging + $69/day M&IE), the typical weekly ceiling is about $1,393. Specific cities differ — check your assignment ZIP in the GSA Rate Explorer.

Is New Jersey a good state for travel nurse pay?

New Jersey averages $2,080/week with a 10.75% state income tax and a cost-of-living index of 120.4. Whether it beats a no-tax alternative depends on the rate gap — run both offers through the calculator to compare take-home directly.

Do I pay New Jersey taxes as a travel nurse from another state?

Generally yes — you pay New Jersey income tax on money earned there, and your home state typically credits it against your home liability. You won't usually be double-taxed, but multi-state filing is why many travelers use a travel-nurse-specialized tax preparer.