Florida Travel Nurse Tax Calculator
Florida has no state income tax — wages owe only federal and FICA, and stipends within GSA limits owe nothing. See what that does to your take-home below.
Data reviewed July 3, 2026 · 50 states, 221 cities, FY2026 GSA rates
0%
FL Income Tax
$0
Tax on Compliant Stipends
~$1,288/wk
Tax-Free Stipend Ceiling
$1,836/wk
Avg FL Package
Location & Filing
Pay Package
Tax Estimate Results
Your Tax Situation
Since Texas has no state income tax, you'll pay no state tax plus 24% federal tax.
Weekly Gross
$3,420
Weekly Take-Home
$2,907
Contract Gross
$44,460
Contract Take-Home
$37,795
Tax Breakdown (13-Week Contract)
Tax Rate on Taxable Wages
24.0% + 7.65% FICA
Effective Rate on Total Pay
15.0%
Stipends (Tax-Free)
$23,400
* This is an estimate based on simplified tax brackets. Actual taxes depend on total annual income, deductions, filing status, and other factors. Stipends are tax-free only if you maintain a valid tax home. Consult a tax professional for personalized advice.
Florida Tax Questions
How much state tax do travel nurses pay in Florida?
None — Florida has no state income tax. Your taxable wages owe only federal income tax and FICA, and your stipends (within GSA limits, with a qualifying tax home) owe nothing. This typically leaves 4–8% more take-home than a same-rate contract in a taxed state.
Do I file a Florida tax return as a travel nurse?
Florida has no income tax, so there's no state return to file for income earned there. Your home state may still tax that income if it has an income tax of its own — the no-tax benefit is strongest when your tax home is also in a no-tax state.
Are stipends taxed in Florida?
No — housing and meal stipends are excluded from both federal and state taxation when you maintain a qualifying tax home and your stipends stay within the GSA per diem ceiling for the assignment location (about $1,288/week combined at Florida's average rates). Fail the tax home test and the whole stipend becomes taxable wages.
What's the effective tax rate on a Florida travel contract?
Because stipends are untaxed, effective rates on the whole package are much lower than wage-only jobs. A typical FL package of $1,836/week with $0 in stipends often nets an effective total-package rate of 12–20% thanks to the 0% state rate. Run your exact split in the calculator above.
Estimates for planning only — not tax advice. Multi-state situations, reciprocity agreements, and local taxes vary; travel nurses with complex situations should use a travel-nurse-specialized preparer.