Travel Nurse Salary Calculator — Tennessee

Pre-loaded with Tennessee's numbers: no state income tax, average pay of $1,640/week ($41/hr), and TN GSA stipend rates. Adjust to your offer and see real take-home.

Data reviewed July 3, 2026 · 50 states, 221 cities, FY2026 GSA rates

$1,640/wk

Avg TN Pay

0%

State Income Tax

~$1,099/wk

Typical Stipend Ceiling

89

Cost of Living Index

Travel Nurse Pay Breakdown

Estimate your take-home pay, taxes, and blended rate in seconds.

Excellent: Your housing stipend matches or exceeds the GSA maximum for Tennessee ($686/week). This is the maximum tax-free amount.
Effective Tax Rate24.0%
Federal: 24%
State: 0%

Same state assignment. You'll pay no state tax plus 24% federal tax.

Overtime (Optional)

Blended Hourly Rate

$71.53

Based on 36 hours in TN.

Gross Weekly Pay

$2,575

Taxable Weekly Income

$1,476

Estimated Weekly Taxes

$354

True Net Weekly Pay

$2,221

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Assignment Projections

13-Week Assignment

$28,870

Net Pay

26-Week Assignment

$57,740

Net Pay

Annual (52 weeks)

$115,480

Net Pay

Take Home vs Taxes

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Take Home

$2,221

per week

Taxes

$354

per week

Total Gross: $2,575 per week

🏠 Housing Stipend Analysis

Your Weekly Housing Stipend

$686

$2,970/month

Est. 1BR Rent in Tennessee

$1,000

Monthly average

Potential Tax-Free Pocket Money

+$1,970

Your stipend covers rent with $1,970 left over each month.

Find apartments under $1,000/month in Nashville:

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Cost of Living Analysis in Tennessee

Monthly Net Income:$9,616
Average 1BR Rent:$1,000
True Discretionary Income:$8,616

After rent, this is what you'll have left each month for other expenses

Cost of Living Index:89.0

National average = 100. Tennessee's cost of living is lower than the national average by 11.0 points.

💡 Lower cost of living area. Your pay may go further here than in expensive cities.

Housing Cost: Low

Utilities: Low

Rent data based on 2025 market averages. Actual rent may vary by neighborhood and housing type.

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Top-Paying Tennessee Cities

Tennessee Pay Questions

How much do travel nurses take home in Tennessee?

With the average Tennessee package of $1,640/week and no state income tax, most travel nurses take home roughly 75–85% of gross — the tax-free stipend share is what pushes take-home above staff-job ratios. Enter your actual split above for your number.

What is the maximum tax-free stipend in Tennessee?

Stipend ceilings are set per city by GSA per diem rates. Using Tennessee's average GSA rates ($98/night lodging + $59/day M&IE), the typical weekly ceiling is about $1,099. Specific cities differ — check your assignment ZIP in the GSA Rate Explorer.

Is Tennessee a good state for travel nurse pay?

Tennessee averages $1,640/week with no state income tax — every taxable dollar goes 4–8% further than in taxed states. With a cost-of-living index of 89, it's one of the stronger take-home states at equal rates.

Do I pay Tennessee taxes as a travel nurse from another state?

Tennessee charges no income tax on your earnings there, but your home state may still tax that income depending on its rules. Keep your tax home documentation clean either way.