Travel Nurse Salary Calculator — Tennessee
Pre-loaded with Tennessee's numbers: no state income tax, average pay of $1,640/week ($41/hr), and TN GSA stipend rates. Adjust to your offer and see real take-home.
Data reviewed July 3, 2026 · 50 states, 221 cities, FY2026 GSA rates
Market pay figures on this page are our own editorial estimates, reviewed July 31, 2026 — not survey or government wage data. How we produce these numbers.
$1,640/wk
Avg TN Pay
0%
State Income Tax
~$2,338/wk
Typical Stipend Ceiling
89
Cost of Living Index
Travel Nurse Pay Breakdown
Estimate your take-home pay, taxes, and blended rate in seconds.
Federal tax applies to wages after the $16,100 standard deduction; FICA applies to all wages. Tax-free stipends are excluded from both.
Same-state assignment, and TN levies no wage income tax, so no state income tax return is due on these wages.
Overtime (Optional)
Blended Hourly Rate
$105.94
Based on 36 hours in TN.
Gross Weekly Pay
$3,814
Taxable Weekly Income
$1,476
Estimated Weekly Taxes
$268
True Net Weekly Pay
$3,546
Assignment Projections
13-Week Assignment
$46,100
Net Pay
26-Week Assignment
$92,201
Net Pay
Annual (52 weeks)
$184,401
Net Pay
Take Home vs Taxes
Take Home
$3,546
per week
Taxes
$268
per week
Total Gross: $3,814 per week
🏠 Housing Stipend Analysis
Your Weekly Housing Stipend
$1,736
≈ $7,517/month
Est. 1BR Rent in Tennessee
$1,000
Monthly average
✅ Potential Tax-Free Pocket Money
+$6,517
Your stipend covers rent with $6,517 left over each month.
Find apartments under $1,000/month in Nashville:
Affiliate link
We may earn a commission if you book through our link.
Cost of Living Analysis in Tennessee
After rent, this is what you'll have left each month for other expenses
National average = 100. Tennessee's cost of living is lower than the national average by 11.0 points.
💡 Lower cost of living area. Your pay may go further here than in expensive cities.
Housing Cost: Low
Utilities: Low
Rent figures are our own editorial estimates, not survey or listings data. Actual rent varies by neighborhood and housing type.
Resources for Your Assignment
These are affiliate links. We may earn a commission at no extra cost to you.
Top-Paying Tennessee Cities
Tennessee Pay Questions
How much do travel nurses take home in Tennessee?
With the average Tennessee package of $1,640/week and no state income tax, most travel nurses take home roughly 75–85% of gross — the tax-free stipend share is what pushes take-home above staff-job ratios. Enter your actual split above for your number.
What is the maximum tax-free stipend in Tennessee?
Stipend ceilings are set per city by GSA per diem rates. Using Tennessee's average GSA rates ($248/night lodging + $86/day M&IE), the typical weekly ceiling is about $2,338. Specific cities differ — check your assignment ZIP in the GSA Rate Explorer.
Is Tennessee a good state for travel nurse pay?
Tennessee averages $1,640/week with no state income tax — every taxable dollar goes 4–8% further than in taxed states. With a cost-of-living index of 89, it's one of the stronger take-home states at equal rates.
Do I pay Tennessee taxes as a travel nurse from another state?
Tennessee charges no income tax on your earnings there, but your home state may still tax that income depending on its rules. Keep your tax home documentation clean either way.