Travel Nurse Pay in Nashville, Tennessee: 2026 Cost of Living & GSA Rates

Economic analysis: GSA housing caps, average rent, and profitability verdict for travel nurses in Nashville.

Data reviewed July 3, 2026 · 50 states, 221 cities, FY2026 GSA rates

Pay and rent figures on this page are our own editorial estimates, reviewed July 31, 2026 — not survey or government wage data. How we produce these numbers.

Economics Verdict

Profitable: Nashville Travel Nursing

GSA Housing Cap (Weekly)

$1,736/wk

≈ $7,516.88/mo

Avg Rent (1BR)

$1,400/mo

Margin

+$6,116.88/mo

Stipend covers rent

How the numbers here are checked

Tax figures are computed from published IRS and SSA sources and per diem from GSA, each carrying a citation and a retrieval date; our build fails if any loses one. Pay, rent and cost-of-living figures are our own editorial estimates. This page has not been reviewed by a licensed professional — see our methodology, and consult a CPA about your own situation.

Travel Nurse Pay Breakdown

Estimate your take-home pay, taxes, and blended rate in seconds.

⚠️ Alert: Your housing stipend of $1,000/week is 42% below the highest GSA lodging ceiling for Tennessee ($1,736/week). You may be leaving $736/week on the table. Consider negotiating with your agency.
Effective Tax Rate13.8%
Federal income tax (2026 brackets)$44/wk
FICA (Social Security + Medicare)$55/wk
State income tax$0

Federal tax applies to wages after the $16,100 standard deduction; FICA applies to all wages. Tax-free stipends are excluded from both.

Same-state assignment, and TN levies no wage income tax, so no state income tax return is due on these wages.

Overtime (Optional)

Blended Hourly Rate

$58.89

Based on 36 hours in TN.

Gross Weekly Pay

$2,120

Taxable Weekly Income

$720

Estimated Weekly Taxes

$100

True Net Weekly Pay

$2,020

Assignment Projections

13-Week Assignment

$26,266

Net Pay

26-Week Assignment

$52,532

Net Pay

Annual (52 weeks)

$105,063

Net Pay

Take Home vs Taxes

Loading chart...

Take Home

$2,020

per week

Taxes

$100

per week

Total Gross: $2,120 per week

🏠 Housing Stipend Analysis

Your Weekly Housing Stipend

$1,000

$4,330/month

Est. 1BR Rent in Tennessee

$1,000

Monthly average

Potential Tax-Free Pocket Money

+$3,330

Your stipend covers rent with $3,330 left over each month.

Find apartments under $1,000/month in Nashville:

We may earn a commission if you book through our link.

Cost of Living Analysis in Tennessee

Monthly Net Income:$8,749
Average 1BR Rent:$1,000
True Discretionary Income:$7,749

After rent, this is what you'll have left each month for other expenses

Cost of Living Index:89.0

National average = 100. Tennessee's cost of living is lower than the national average by 11.0 points.

💡 Lower cost of living area. Your pay may go further here than in expensive cities.

Housing Cost: Low

Utilities: Low

Rent figures are our own editorial estimates, not survey or listings data. Actual rent varies by neighborhood and housing type.

Resources for Your Assignment

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Is this pay package fair?

Based on $2,000/week in Tennessee

Comparison Battle

Staff vs. Travel Nurse in Nashville, Tennessee

Side-by-side budget comparison for 2026. Which employment mode wins?

Staff Nurse

Weekly Gross

$1,296

Weekly Take-Home

$933

Annual Net (52 weeks)

$48,522

Travel Nurse

WINNER

Weekly Gross (incl. stipends)

$4,138

Weekly Take-Home

$3,706

Annual Net (~48 weeks)

$177,888

Travel nursing wins by $129,366/year

That's $2,773/week difference in take-home pay

Want a detailed breakdown customized for your situation?

Travel Nurse Pay in Nashville

Average Hourly Rate

$50/hr

Average Weekly Pay

$2,000

GSA Lodging Rate

$248/night

GSA Meal Rate

$86/day

Cost of Living in Nashville

Cost of Living Index

101.3 (Above National Average)

Studio

$1200/mo

1 Bedroom

$1400/mo

2 Bedroom

$1900/mo

Top Hospitals in Nashville

  • 🏥 Vanderbilt University Medical Center
  • 🏥 TriStar Centennial Medical Center
  • 🏥 Saint Thomas Health

Specialty Pay in Nashville

Estimated hourly rates for the specialties most in demand here. Click any specialty for certifications, demand and national pay detail.

See all specialties →

Frequently Asked Questions

How much do travel nurses make in Nashville, Tennessee?

Travel nurses in Nashville typically earn between $45 and $60 per hour in taxable wages, with an average of $50/hr. When including tax-free stipends, the blended hourly rate ranges from $59-74 per hour.

What are the GSA rates for Nashville, Tennessee?

The GSA per diem rates for Nashville are: Lodging: $248/night, Meals: $86/day, and Incidentals: $0/day. These rates determine the maximum tax-free stipend amounts travel nurses can receive. For official rates, visit [GSA.gov](https://www.gsa.gov/travel/plan-book/per-diem-rates).

What is the cost of living in Nashville?

The cost of living index in Nashville is 101.3, which is above the national average. Average rent ranges from $1200 for a studio to $1900 for a two-bedroom apartment.

What hospitals hire travel nurses in Nashville?

Top hospitals in Nashville that frequently hire travel nurses include Vanderbilt University Medical Center, TriStar Centennial Medical Center, Saint Thomas Health, and others. These facilities offer competitive pay rates and excellent working conditions for travel nurses.

What specialties are in demand in Nashville?

The most in-demand specialties for travel nurses in Nashville include ICU, ER, OR. These specialties typically offer higher pay rates and more contract opportunities.

Resources for Nashville