Panama City, Florida Per Diem Rates, FY2027 (2026-27)
GSA sets per diem for the Panama City locality (Bay) at $115 to $195 a night for lodging, depending on the month, and $80 a day for meals and incidental expenses (M&IE). These rates run from October 1, 2026 to September 30, 2027.
Source: U.S. General Services Administration, read 2026-10-15. Lodging excludes taxes.
Lodging (peak)
$195/night
Lowest month: $115
M&IE
$80/day
First and last day: $60.00
Full week (lodging + M&IE)
$1,925
Lowest month: $1,365
Panama City lodging by season
GSA sets lodging by month here. The highest period (Jun–Jul) is $80 a night above the lowest (Oct–Feb), so the month you travel changes what is reimbursed.
| Months (FY2027) | Lodging / night | Lodging + M&IE / week |
|---|---|---|
| Oct–Feb | $115 | $1,365 |
| Mar–May | $149 | $1,603 |
| Jun–Jul | $195 | $1,925 |
| Aug–Sep | $115 | $1,365 |
Panama City Per Diem for Calendar 2026, Month by Month
GSA rates run by federal fiscal year, so calendar 2026 uses two sets of rates: January–September fall in FY2026, and October–December fall in FY2027. Peak lodging went from $194 to $195 a night (up $1), and M&IE stayed at $80 a day.
| Month (2026) | Fiscal year | Lodging / night | M&IE / day | Total / week |
|---|---|---|---|---|
| Jan | FY2026 | $110 | $80 | $1,330 |
| Feb | FY2026 | $110 | $80 | $1,330 |
| Mar | FY2026 | $147 | $80 | $1,589 |
| Apr | FY2026 | $147 | $80 | $1,589 |
| May | FY2026 | $147 | $80 | $1,589 |
| Jun | FY2026 | $194 | $80 | $1,918 |
| Jul | FY2026 | $194 | $80 | $1,918 |
| Aug | FY2026 | $110 | $80 | $1,330 |
| Sep | FY2026 | $110 | $80 | $1,330 |
| Oct | FY2027 | $115 | $80 | $1,365 |
| Nov | FY2027 | $115 | $80 | $1,365 |
| Dec | FY2027 | $115 | $80 | $1,365 |
A trip or contract that runs across 1 October is covered by both years: each night is capped by the rate for the month it falls in. Total / week is (lodging + M&IE) × 7.
Example: a 5-day trip
Five days and four nights in Panama City during Jun–Jul:
- Lodging: 4 nights × $195 = $780
- M&IE: 3 full days × $80 + 2 travel days × $60.00 = $360.00
- Maximum per diem: $1,140.00
Lodging is reimbursed up to the rate for actual cost; M&IE is a flat allowance. Your employer's policy may differ.
Calculate your own datesHow Panama City compares
The CONUS standard rate, used anywhere in Florida outside a named locality, is $113 a night plus $68 M&IE. Panama City peaks $82 a night higher.
Other Florida localities: Pensacola ($188), Punta Gorda ($202), Sarasota ($205), Sebring ($236), St. Augustine ($178), Stuart ($238), Tallahassee ($138), Tampa / St. Petersburg ($212). All Florida rates.
For travel nurses on assignment in Panama City
An agency can pay housing and meal stipends tax-free up to $1,925 a week here at the peak ($1,365 in the lowest month), and only if you keep a qualifying tax home. Check an offer with the stipend calculator.
Frequently Asked Questions
What is the Panama City per diem rate for 2026-27?
For fiscal year 2027 (October 1, 2026 to September 30, 2027), GSA sets Panama City, Florida at $115 to $195 a night for lodging depending on the month, and $80 a day for meals and incidental expenses (M&IE). The locality covers Bay.
What is the first and last day M&IE in Panama City?
$60.00, which is 75% of the $80 full-day rate, per GSA's M&IE breakdown.
Is Panama City per diem higher than the standard rate?
Yes. At its peak, Panama City lodging is $82 a night above the $113 CONUS standard rate, and M&IE is $80 against the standard $68.
What was the Panama City per diem in 2026?
Calendar 2026 spans two GSA fiscal years. January to September 2026 used FY2026 rates: lodging $110–$194 a night and M&IE $80 a day. October to December 2026 use FY2027 rates: lodging $115–$195 a night and M&IE $80 a day.