Travel Nurse Pay in Evansville, Indiana: 2026 Cost of Living & GSA Rates

Economic analysis: GSA housing caps, average rent, and profitability verdict for travel nurses in Evansville.

Data reviewed July 3, 2026 · 50 states, 221 cities, FY2026 GSA rates

Pay and rent figures on this page are our own editorial estimates, reviewed July 31, 2026 — not survey or government wage data. How we produce these numbers.

Economics Verdict

Ceiling Covers Rent: Evansville Travel Nursing

GSA Housing Cap (Weekly)

$791/wk

≈ $3,425/mo

Avg Rent (1BR)

$850/mo

Margin

$2,575/mo

Even the lowest GSA rate is 4.0x average 1BR rent

Judged on the lowest GSA rate of the year, not the peak. A ceiling is the most a tax-free housing stipend can be, not what an offer pays, and it is not extra pocket money: a stipend is meant to reimburse real lodging costs for a traveler with a valid tax home.

How the numbers here are checked

Tax figures are computed from published IRS and SSA sources and per diem from GSA, each carrying a citation and a retrieval date; our build fails if any loses one. Pay, rent and cost-of-living figures are our own editorial estimates. This page has not been reviewed by a licensed professional — see our methodology, and consult a CPA about your own situation.

Travel Nurse Pay Breakdown

Estimate your take-home pay, taxes, and blended rate in seconds.

✅ Excellent: Your housing stipend matches or exceeds the highest GSA lodging ceiling for Evansville, IN ($791/week). This is the maximum tax-free amount.
Tax on your wages
Federal income tax (2026 brackets)$218/wk
FICA (Social Security + Medicare)$135/wk
State income taxnot available

Federal tax applies to wages after the $16,100 standard deduction; FICA applies to all wages. Tax-free stipends are excluded from both.

Same-state assignment — you file one resident return in your home state.

State income tax not included

We do not yet have a sourced bracket schedule for this state, so we are not estimating its income tax. A wrong state figure is worse than none. Federal and FICA figures above are complete and sourced; your true net pay will be lower than gross by more than the amounts shown, so the take-home figures on this page are labelled "before state tax" rather than presented as final net pay.

Overtime (Optional)

Blended Hourly Rate

$84.19

Based on 36 hours in IN.

Gross Weekly Pay

$3,031

Taxable Weekly Income

$1,764

Estimated Weekly Taxes

$353

Federal + FICA only; state income tax not included

Net Before State Tax

$2,678

After federal + FICA; your state tax will lower this

Assignment Projections

13-Week Assignment

$34,811

Net before state tax

26-Week Assignment

$69,622

Net before state tax

Annual (52 weeks)

$139,245

Net before state tax

Take Home vs Taxes

Before state tax

$2,678

per week

Federal + FICA

$353

per week

Total Gross: $3,031 per week

🏠 Housing Stipend Analysis

Your Weekly Housing Stipend

$791

≈ $3,425/month

Est. 1BR Rent in Evansville

$850

Monthly average

✅ Potential Tax-Free Pocket Money

+$2,575

Your stipend covers rent with $2,575 left over each month.

Find apartments under $850/month in Evansville:

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Illustration

Staff vs. Travel Nurse in Evansville, Indiana

An annual take-home comparison under stated assumptions. Change any input to match your own offers.

Staff Nurse

Weekly Gross

$1,260

Weekly Take-Home (before state income tax)

$1,054

Annual Take-Home (before state income tax) (52 weeks)

$54,825

Travel Nurse

Weekly Gross (incl. stipends)

$3,031

Weekly Take-Home (before state income tax) (while working)

$2,692

Annual Take-Home (before state income tax) (48 weeks)

$129,213

Under these assumptions, the travel contract nets $74,387 more per year

Travel is counted for 48 weeks and staff for 52, so the weekly gap while working is $1,638 in travel's favor.

How this is calculated: single filer, 2026 federal brackets and standard deduction (IRS Rev. Proc. 2025-32) and FICA (SSA). Only the taxable wage is taxed; stipends are treated as tax-free, which requires a valid tax home. State income tax is not included on either side because it depends on your tax home as well as the assignment state; the Pay Calculator handles that where we have a sourced schedule.

Assumptions: the travel taxable rate is our editorial estimate for this place, the stipend is the GSA lodging plus meals-and-incidentals ceiling (the most a stipend can be, so real offers are often lower), and the staff rate is an editorial estimate relative to the travel rate. All are editable under "Customize & Detail". Staff benefits (health insurance, retirement match, paid leave) and travel costs (a second household, licensing, gaps between contracts) are not valued.

Want a detailed breakdown customized for your situation?

Travel Nurse Pay in Evansville

Average Hourly Rate

$49/hr

Average Weekly Pay

$1,960

GSA Lodging Rate

$113/night

GSA Meal Rate (M&IE)

$68/day

Cost of Living in Evansville

Cost of Living Index

81.5 (Below National Average)

Studio

$700/mo

1 Bedroom

$850/mo

2 Bedroom

$1100/mo

Does the Stipend Cover Rent in Evansville?

GSA's lodging ceiling for Evansville does not change by season: $113/night all year.

Period GSA lodging Weekly ceiling Monthly ceiling vs $850 rent
All year $113/night $791 $3,425 +$2,575/mo

Source: GSA FY2027 per diem rates, converted at 4.33 weeks per month. Rent is our editorial one-bedroom estimate, not a listings survey. See the full month-by-month schedule on the Evansville GSA rates page, or test an actual offer in the stipend calculator.

How Evansville Compares in Indiana

  • Estimated taxable pay: tied for 2nd highest of 5 tracked Indiana cities ($49/hr, editorial estimate).
  • GSA lodging ceiling (annual peak): tied for 3rd highest of 5 ($113/night).
  • One-bedroom rent: tied for 1st lowest of 5 ($850/mo, editorial estimate).

Other Indiana cities: Bloomington, Fort Wayne, Lafayette, Muncie. State overview: Indiana travel nurse pay.

Top Hospitals in Evansville

  • 🏥 Deaconess Health System
  • 🏥 Ascension St. Vincent
  • 🏥 Owensboro Health

Specialty Pay in Evansville

Estimated hourly rates for the specialties most in demand here. Click any specialty for certifications, demand and national pay detail.

See all specialties →

Frequently Asked Questions

How much do travel nurses make in Evansville, Indiana?

Travel nurses in Evansville typically earn between $44 and $59 per hour in taxable wages, with an average of $49/hr. When including tax-free stipends, the blended hourly rate ranges from $54-69 per hour.

What are the GSA rates for Evansville, Indiana?

The GSA per diem rates for Evansville are: Lodging: $113/night, and Meals & Incidental Expenses (M&IE): $68/day — GSA publishes M&IE as a single combined rate, not a separate incidentals figure. These rates determine the maximum tax-free stipend amounts travel nurses can receive. For official rates, visit [GSA.gov](https://www.gsa.gov/travel/plan-book/per-diem-rates).

What is the cost of living in Evansville?

The cost of living index in Evansville is 81.5, which is below the national average. Average rent ranges from $700 for a studio to $1100 for a two-bedroom apartment.

Does the GSA housing stipend cover rent in Evansville?

GSA's lodging ceiling for Evansville is $113/night all year, about $3,425/month. Against our editorial one-bedroom estimate of $850/month, that is $2,575 a month. A ceiling is the most a stipend can be, not what an offer pays, so check the offer's actual stipend.

What hospitals hire travel nurses in Evansville?

Top hospitals in Evansville that frequently hire travel nurses include Deaconess Health System, Ascension St. Vincent, Owensboro Health, and others. These facilities offer competitive pay rates and excellent working conditions for travel nurses.

What specialties are in demand in Evansville?

The most in-demand specialties for travel nurses in Evansville include Med-Surg, ER, ICU. These specialties typically offer higher pay rates and more contract opportunities.

Resources for Evansville