Colorado Travel Nurse Tax Calculator

Colorado taxes travel nurse wages at 4.4% on top of federal and FICA — but your stipends stay tax-free within GSA limits. Estimate the full picture below.

Data reviewed July 3, 2026 · 50 states, 221 cities, FY2026 GSA rates

4.4%

CO Income Tax

$0

Tax on Compliant Stipends

~$1,288/wk

Tax-Free Stipend Ceiling

$2,000/wk

Avg CO Package

Location & Filing

Pay Package

Tax Estimate Results

Your Tax Situation

Since Texas has no state income tax, you'll pay 4.4% Colorado state tax plus 24% federal tax.

Weekly Gross

$3,420

Weekly Take-Home

$2,836

Contract Gross

$44,460

Contract Take-Home

$36,868

Tax Breakdown (13-Week Contract)

Taxable Wages$21,060
Tax-Free Stipends$23,400
Federal Tax (24%)-$5,054
State Tax (4.4%)-$927
FICA (Social Security + Medicare, 7.65%)-$1,611
Total Taxes-$7,592
Estimated Take-Home Pay$36,868

Tax Rate on Taxable Wages

28.4% + 7.65% FICA

Effective Rate on Total Pay

17.1%

Stipends (Tax-Free)

$23,400

* This is an estimate based on simplified tax brackets. Actual taxes depend on total annual income, deductions, filing status, and other factors. Stipends are tax-free only if you maintain a valid tax home. Consult a tax professional for personalized advice.

Colorado Tax Questions

How much state tax do travel nurses pay in Colorado?

Colorado's state income tax is 4.4%, applied to your taxable wages (not your tax-free stipends). On a typical CO taxable base of $1,800/week, that's roughly $79/week in state tax — about $1,027 over a 13-week contract. Stipends within GSA limits owe no state tax.

Do I file a Colorado tax return as a travel nurse?

Generally yes — Colorado taxes income earned within the state by nonresidents, so a contract there usually means filing a CO nonresident return. Your home state typically credits taxes paid to Colorado, preventing double taxation. Keep your pay stubs; the state allocation matters.

Are stipends taxed in Colorado?

No — housing and meal stipends are excluded from both federal and state taxation when you maintain a qualifying tax home and your stipends stay within the GSA per diem ceiling for the assignment location (about $1,288/week combined at Colorado's average rates). Fail the tax home test and the whole stipend becomes taxable wages.

What's the effective tax rate on a Colorado travel contract?

Because stipends are untaxed, effective rates on the whole package are much lower than wage-only jobs. A typical CO package of $2,000/week with $200 in stipends often nets an effective total-package rate of 12–20% including the 4.4% state tax. Run your exact split in the calculator above.

Estimates for planning only — not tax advice. Multi-state situations, reciprocity agreements, and local taxes vary; travel nurses with complex situations should use a travel-nurse-specialized preparer.