Travel Nurse Salary Calculator — Texas

Pre-loaded with Texas's numbers: no state income tax, average pay of $1,840/week ($46/hr), and TX GSA stipend rates. Adjust to your offer and see real take-home.

Data reviewed July 3, 2026 · 50 states, 221 cities, FY2026 GSA rates

Market pay figures on this page are our own editorial estimates, reviewed July 31, 2026 — not survey or government wage data. How we produce these numbers.

$1,840/wk

Avg TX Pay

0%

State Income Tax

~$1,897/wk

Typical Stipend Ceiling

92.7

Cost of Living Index

Travel Nurse Pay Breakdown

Estimate your take-home pay, taxes, and blended rate in seconds.

Excellent: Your housing stipend matches or exceeds the highest GSA lodging ceiling for Texas ($1,337/week). This is the maximum tax-free amount.
Effective Tax Rate19.4%
Federal income tax (2026 brackets)$195/wk
FICA (Social Security + Medicare)$127/wk
State income tax$0

Federal tax applies to wages after the $16,100 standard deduction; FICA applies to all wages. Tax-free stipends are excluded from both.

Same-state assignment, and TX levies no wage income tax, so no state income tax return is due on these wages.

Overtime (Optional)

Blended Hourly Rate

$98.69

Based on 36 hours in TX.

Gross Weekly Pay

$3,553

Taxable Weekly Income

$1,656

Estimated Weekly Taxes

$321

True Net Weekly Pay

$3,232

Assignment Projections

13-Week Assignment

$42,013

Net Pay

26-Week Assignment

$84,027

Net Pay

Annual (52 weeks)

$168,054

Net Pay

Take Home vs Taxes

Loading chart...

Take Home

$3,232

per week

Taxes

$321

per week

Total Gross: $3,553 per week

🏠 Housing Stipend Analysis

Your Weekly Housing Stipend

$1,337

$5,789/month

Est. 1BR Rent in Texas

$1,100

Monthly average

Potential Tax-Free Pocket Money

+$4,689

Your stipend covers rent with $4,689 left over each month.

Find apartments under $1,100/month in Houston:

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Cost of Living Analysis in Texas

Monthly Net Income:$13,994
Average 1BR Rent:$1,100
True Discretionary Income:$12,894

After rent, this is what you'll have left each month for other expenses

Cost of Living Index:92.7

National average = 100. Texas's cost of living is lower than the national average by 7.3 points.

Housing Cost: Low

Utilities: Low

Rent figures are our own editorial estimates, not survey or listings data. Actual rent varies by neighborhood and housing type.

Resources for Your Assignment

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Top-Paying Texas Cities

Texas Pay Questions

How much do travel nurses take home in Texas?

With the average Texas package of $1,840/week and no state income tax, most travel nurses take home roughly 75–85% of gross — the tax-free stipend share is what pushes take-home above staff-job ratios. Enter your actual split above for your number.

What is the maximum tax-free stipend in Texas?

Stipend ceilings are set per city by GSA per diem rates. Using Texas's average GSA rates ($191/night lodging + $80/day M&IE), the typical weekly ceiling is about $1,897. Specific cities differ — check your assignment ZIP in the GSA Rate Explorer.

Is Texas a good state for travel nurse pay?

Texas averages $1,840/week with no state income tax — every taxable dollar goes 4–8% further than in taxed states. With a cost-of-living index of 92.7, it's one of the stronger take-home states at equal rates.

Do I pay Texas taxes as a travel nurse from another state?

Texas charges no income tax on your earnings there, but your home state may still tax that income depending on its rules. Keep your tax home documentation clean either way.