Medical Solutions 401k Match for Travel Nurses 2026
Medical Solutions is known for offering one of the best 401k matching programs among travel nurse agencies. If you're focused on building long-term retirement savings, their generous company match makes them a top choice.
401k Retirement Benefits
Company Match
Available
401k with generous company match
Our Editorial Rating
4.4/5.0
our score, not traveler reviews
Medical Solutions stands out in the travel nursing industry for their strong commitment to employee retirement planning. Their 401k program with company match is one of the most generous in the industry, making them an excellent choice for nurses who prioritize long-term financial security.
Why 401k Match Matters for Travel Nurses
Travel nurses often struggle to save for retirement because they move frequently and may not stay with one agency long-term. Medical Solutions addresses this by offering a competitive 401k match that helps you build retirement savings even during short-term assignments.
Comparison with Other Agencies
Compared to other major travel nurse agencies, Medical Solutions consistently ranks among the top for retirement benefits. Many agencies don't offer 401k matching at all, making Medical Solutions a standout option for retirement-focused travelers.
Other Benefits
Health Insurance
Excellent health insurance options
License Reimbursement
Reimbursement for licensing fees
Travel Reimbursement
Reimbursement for travel expenses
Bonuses
401k match, Completion bonuses, Referral bonuses
Ready to Build Your Retirement Savings?
Get matched with Medical Solutions and learn more about their 401k matching program and retirement benefits.
What a 401k match is actually worth to a traveller
A match percentage on its own tells you very little. Three things decide whether a travel nurse ever sees the money, and none of them appear in the headline number recruiters quote.
- Eligibility waiting period. Many agencies require you to work a set number of hours, or a set number of months, before you can contribute at all. On 13-week contracts with gaps between them, a 12-month eligibility clock can mean you never start. Ask how hours accrue across assignments and whether a break in service resets them.
- Vesting schedule. The match is the agency's money until it vests. A three-year graded schedule is common, and the median travel nurse does not stay with one agency for three years. An unvested match that you forfeit when you switch agencies is worth nothing, however generous the percentage.
- What the match applies to. It is normally a percentage of your taxable wages, not your gross package. Travel pay is deliberately weighted toward tax-free stipends, so a nurse on a $25/hr taxable rate plus large stipends has a much smaller match base than their total weekly pay suggests. That is the single biggest reason travel nurse retirement contributions lag staff nurse ones.
Worth running the numbers before you weight this heavily in an agency decision: a few dollars an hour of taxable rate often outweighs a match you may not vest into. Our negotiation calculator shows what an hourly increase is worth over a contract, and the 401k vesting comparison puts a match against the rate you would have to give up to get it.