Travel Nurse Pay in Tennessee

Discover average travel nurse pay rates, stipends, and take-home calculations for Tennessee. Use our free calculator below to estimate your earnings.

Last updated: February 21, 2026

Calculate Your Pay in Tennessee

Use our calculator to estimate your take-home pay in Tennessee, including cost of living analysis to see your true discretionary income.

Travel Nurse Pay Breakdown

Estimate your take-home pay, taxes, and blended rate in seconds.

Excellent: Your housing stipend matches or exceeds the GSA maximum for Tennessee ($686/week). This is the maximum tax-free amount.
Effective Tax Rate24.0%
Federal: 24%
State: 0%

Same state assignment. You'll pay no state tax plus 24% federal tax.

Overtime (Optional)

Blended Hourly Rate

$71.53

Based on 36 hours in TN.

Gross Weekly Pay

$2,575

Taxable Weekly Income

$1,476

Estimated Weekly Taxes

$354

True Net Weekly Pay

$2,221

Looking for a contract? Get matched with top-paying recruiters.

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Assignment Projections

13-Week Assignment

$28,870

Net Pay

26-Week Assignment

$57,740

Net Pay

Annual (52 weeks)

$115,480

Net Pay

Take Home vs Taxes

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Take Home

$2,221

per week

Taxes

$354

per week

Total Gross: $2,575 per week

🏠 Housing Stipend Analysis

Your Weekly Housing Stipend

$686

$2,970/month

Est. 1BR Rent in Tennessee

$1,000

Monthly average

Potential Tax-Free Pocket Money

+$1,970

Your stipend covers rent with $1,970 left over each month.

Find apartments under $1,000/month in Nashville:

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Cost of Living Analysis in Tennessee

Monthly Net Income:$9,616
Average 1BR Rent:$1,000
True Discretionary Income:$8,616

After rent, this is what you'll have left each month for other expenses

Cost of Living Index:89.0

National average = 100. Tennessee's cost of living is lower than the national average by 11.0 points.

💡 Lower cost of living area. Your pay may go further here than in expensive cities.

Housing Cost: Low

Utilities: Low

Rent data based on 2025 market averages. Actual rent may vary by neighborhood and housing type.

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Average Travel Nurse Pay in Tennessee

These are average pay rates for travel nurses in Tennessee. Actual pay varies by specialty, experience, and facility. Use our pay calculator to estimate your specific take-home pay.

Hourly Rate

$41/hr

Weekly Gross

$1,640

Annual

$85,280

GSA Per Diem Rates for Tennessee

Lodging

$98/night

Meals

$59/day

Incidentals

$5/day

These rates determine the maximum tax-free stipend amounts for travel nurses in Tennessee.

Tax Information for Tennessee

State Income Tax None
Tax-Friendly for Travel Nurses Yes

Cost of Living in Tennessee

Cost of Living Index

89

Below national average

Housing

Low

Utilities

Low

Popular Cities for Travel Nurses in Tennessee

These are the most popular cities for travel nurse assignments in Tennessee. Click on any city to see detailed pay information, cost of living, and job opportunities. Use our state comparison tool to compare pay across different states.

View all state pay guides or search for specific cities using our calculator.

Tennessee Pay by Nursing Specialty

Pay varies significantly by specialty. Select a specialty to see detailed salary data for Tennessee:

View all specialties →

Top Hospitals in Tennessee

  • Vanderbilt University Medical Center
  • Methodist Le Bonheur Healthcare
  • University of Tennessee Medical Center

Nursing License Requirements for Tennessee

Nurse Licensure Compact Yes
License Cost $200
Processing Time 2-4 weeks

Cost of Living in Tennessee

Average 1BR Rent

$1,000/mo

Cost of Living Index

89

National avg = 100

Housing Cost

Low

Tip: Use our pay calculator to see how your take-home pay compares to the cost of living in Tennessee. Consider that rent in Tennessee is lower than the national average.

Frequently Asked Questions

How much do travel nurses make in Tennessee?

Travel nurses in Tennessee typically earn between $36 and $51 per hour in taxable wages, with an average of $41/hr. When including tax-free stipends, the blended hourly rate ranges from $45-60 per hour.

What are the GSA rates for Tennessee?

The GSA per diem rates for Tennessee are: Lodging: $98/night, Meals: $59/day, and Incidentals: $5/day. These rates determine the maximum tax-free stipend amounts travel nurses can receive. For official rates, visit [GSA.gov](https://www.gsa.gov/travel/plan-book/per-diem-rates).

Is Tennessee tax-friendly for travel nurses?

Tennessee has no state income tax, making it relatively tax-friendly for travel nurses. However, you'll still pay federal taxes on your taxable wages.

What is the cost of living in Tennessee?

The cost of living index in Tennessee is 89, which is below the national average. Housing costs are low, and utilities are low.

Do I need a separate license to work in Tennessee?

Tennessee is part of the Nurse Licensure Compact (NLC), so if you have a compact license, you can work here without additional licensing. The license costs $200 and typically takes 2-4 weeks to process.

Looking for a contract? Get matched with top-paying recruiters.

By submitting, you agree to be contacted by travel nursing agencies.

Resources for Tennessee