Medical-Surgical Warwick, RI Very High Demand

Med-Surg Travel Nurse Salary in Warwick, Rhode Island

City-specific pay, GSA stipends, cost of living verdict, and step-by-step guide for Medical-Surgical travel nurses heading to Warwick.

Last updated: March 11, 2026

Last Financially Reviewed:

Reviewed by Michael Torres, CPA, EA, Travel Nurse Tax Specialist

Verified

Avg Hourly (Med-Surg)

$44/hr

Warwick, RI

Total Weekly Package

$3,173

Taxable + stipends

Est. Weekly Net

$2,650

After ~29.990000000000002% tax

Housing Economics Verdict

Profitable: Med-Surg in Warwick

GSA Housing (Monthly Est.)

$3,940/mo

$130/night × 30 days

Avg 1BR Rent

$1,000/mo

COL index: 95

Monthly Margin

+2,940/mo

Stipend covers rent

#16

Rhode Island Med-Surg Pay Ranking

Out of 50 states for Med-Surg travel nurses

Weekly Taxable Pay

$1,745

Max Weekly Stipend

$1,428

Annual Potential

$90,764

Tax estimate: 5.99% state + ~24% federal on taxable wages. Stipends are tax-free when GSA rate limits are observed.

Calculate Your Med-Surg Pay in Warwick

Enter your contract details to see your precise take-home pay, adjusted for Warwick's GSA rates and cost of living index of 95.

Travel Nurse Pay Breakdown

Estimate your take-home pay, taxes, and blended rate in seconds.

Excellent: Your housing stipend matches or exceeds the GSA maximum for Rhode Island ($910/week). This is the maximum tax-free amount.
Effective Tax Rate30.0%
Federal: 24%
State: 5.99%

Same state assignment. You'll pay 5.99% state tax plus 24% federal tax.

Overtime (Optional)

Blended Hourly Rate

$88.69

Based on 36 hours in RI.

Gross Weekly Pay

$3,193

Taxable Weekly Income

$1,800

Estimated Weekly Taxes

$540

True Net Weekly Pay

$2,653

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Assignment Projections

13-Week Assignment

$34,491

Net Pay

26-Week Assignment

$68,983

Net Pay

Annual (52 weeks)

$137,965

Net Pay

Take Home vs Taxes

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Take Home

$2,653

per week

Taxes

$540

per week

Total Gross: $3,193 per week

🏠 Housing Stipend Analysis

Your Weekly Housing Stipend

$910

$3,940/month

Est. 1BR Rent in Rhode Island

$1,300

Monthly average

Potential Tax-Free Pocket Money

+$2,640

Your stipend covers rent with $2,640 left over each month.

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Cost of Living Analysis in Rhode Island

Monthly Net Income:$11,488
Average 1BR Rent:$1,300
True Discretionary Income:$10,188

After rent, this is what you'll have left each month for other expenses

Cost of Living Index:119.4

National average = 100. Rhode Island's cost of living is higher than the national average by 19.4 points.

Housing Cost: High

Utilities: High

Rent data based on 2025 market averages. Actual rent may vary by neighborhood and housing type.

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2026 GSA Per Diem Rates — Warwick

These city-specific rates set the maximum tax-free stipend ceiling for Med-Surg travel nurses working in Warwick. Stipend amounts above these limits are taxable.

Lodging

$130/night

$910/week

Meals & Incidentals

$74/day

$518/week

Total Weekly Max

$1,428

Tax-free stipend ceiling

Source: U.S. General Services Administration (GSA.gov) 2026 per diem rates. City-specific rates apply when the work location is more than 50 miles from your tax home.

Requirements for Med-Surg Travel Nurses in Rhode Island

Med-Surg Certifications Required

  • BLS
  • 1+ years Med-Surg experience

Rhode Island Licensing

NLC Compact State No — Separate license required
License Application Cost $300
Processing Time 4-6 weeks
State Income Tax 5.99%

Hospitals Hiring Med-Surg Travel Nurses in Warwick

  • Warwick Regional Medical
  • Warwick General Hospital
  • Community Health Warwick

Other Specialties in Warwick

View full Warwick pay guide →

Other Rhode Island Cities for Med-Surg Travel Nurses

View all Rhode Island cities →

Related Resources

Frequently Asked Questions

How much do Med-Surg travel nurses make in Warwick?

Medical-Surgical travel nurses in Warwick earn approximately $44/hr in taxable wages ($1,745/week). Including GSA stipends up to $1,428/week tax-free, the total weekly package can reach $3,173. Annual potential is $90,764 working full-time.

What are the 2026 GSA rates for Warwick?

The 2026 GSA per diem rates for Warwick are: Lodging $130/night, Meals $69/day, and Incidentals $5/day. Maximum weekly tax-free stipend: $1,428. These rates set the ceiling for tax-free travel nurse stipends — amounts above these limits become taxable.

Is Warwick affordable for travel nurses?

The cost of living index in Warwick is 95 (below the national average of 100). Average 1-bedroom rent is $1,000/month. The GSA lodging stipend covers ~$3,940/month, leaving a surplus of $2,940/month. Your stipend should fully cover average rent.

What certifications do Med-Surg travel nurses need for Rhode Island assignments?

Medical-Surgical travel nurses need: BLS, 1+ years Med-Surg experience. For Rhode Island specifically: A separate Rhode Island RN license is required. Cost: $300, processing time: 4-6 weeks.

Which hospitals in Warwick hire Med-Surg travel nurses?

Top hospitals in Warwick that hire Medical-Surgical travel nurses include: Warwick Regional Medical, Warwick General Hospital, Community Health Warwick. Med-Surg is in very high demand nationally — facilities in Warwick actively seek qualified candidates and often offer premium packages.

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Resources for Warwick