OR Travel Nurse Salary in Frederick, Maryland
City-specific pay, GSA stipends, cost of living verdict, and step-by-step guide for Operating Room travel nurses heading to Frederick.
Last updated: March 11, 2026
Last Financially Reviewed:
Reviewed by Michael Torres, CPA, EA, Travel Nurse Tax Specialist
Avg Hourly (OR)
$51/hr
Frederick, MD
Total Weekly Package
$3,464
Taxable + stipends
Est. Weekly Net
$2,858
After ~29.75% tax
Housing Economics Verdict
Profitable: OR in Frederick
GSA Housing (Monthly Est.)
$3,940/mo
$130/night × 30 days
Avg 1BR Rent
$1,000/mo
COL index: 95
Monthly Margin
+2,940/mo
Stipend covers rent
Maryland OR Pay Ranking
Out of 50 states for OR travel nurses
Weekly Taxable Pay
$2,036
Max Weekly Stipend
$1,428
Annual Potential
$105,891
Tax estimate: 5.75% state + ~24% federal on taxable wages. Stipends are tax-free when GSA rate limits are observed.
Calculate Your OR Pay in Frederick
Enter your contract details to see your precise take-home pay, adjusted for Frederick's GSA rates and cost of living index of 95.
Travel Nurse Pay Breakdown
Estimate your take-home pay, taxes, and blended rate in seconds.
Same state assignment. You'll pay 5.75% state tax plus 24% federal tax.
Overtime (Optional)
Blended Hourly Rate
$88.69
Based on 36 hours in MD.
Gross Weekly Pay
$3,193
Taxable Weekly Income
$1,800
Estimated Weekly Taxes
$536
True Net Weekly Pay
$2,658
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Assignment Projections
13-Week Assignment
$34,548
Net Pay
26-Week Assignment
$69,095
Net Pay
Annual (52 weeks)
$138,190
Net Pay
Take Home vs Taxes
Take Home
$2,658
per week
Taxes
$536
per week
Total Gross: $3,193 per week
🏠 Housing Stipend Analysis
Your Weekly Housing Stipend
$910
≈ $3,940/month
Est. 1BR Rent in Maryland
$1,400
Monthly average
✅ Potential Tax-Free Pocket Money
+$2,540
Your stipend covers rent with $2,540 left over each month.
Find apartments under $1,400/month in Baltimore:
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Cost of Living Analysis in Maryland
After rent, this is what you'll have left each month for other expenses
National average = 100. Maryland's cost of living is higher than the national average by 24.0 points.
💡 High cost of living area. Ensure your pay compensates for the increased expenses.
Housing Cost: High
Utilities: High
Rent data based on 2025 market averages. Actual rent may vary by neighborhood and housing type.
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2026 GSA Per Diem Rates — Frederick
These city-specific rates set the maximum tax-free stipend ceiling for OR travel nurses working in Frederick. Stipend amounts above these limits are taxable.
Lodging
$130/night
$910/week
Meals & Incidentals
$74/day
$518/week
Total Weekly Max
$1,428
Tax-free stipend ceiling
Source: U.S. General Services Administration (GSA.gov) 2026 per diem rates. City-specific rates apply when the work location is more than 50 miles from your tax home.
Requirements for OR Travel Nurses in Maryland
OR Certifications Required
- BLS
- 2+ years OR experience
- CNOR preferred
Maryland Licensing
Hospitals Hiring OR Travel Nurses in Frederick
- Frederick Regional Medical
- Frederick General Hospital
- Community Health Frederick
Other Specialties in Frederick
ICU
~$50/hr
Very HighER
~$49/hr
Very HighLabor & Delivery
~$47/hr
HighMed-Surg
~$44/hr
Very HighPACU
~$48/hr
HighNICU
~$49/hr
HighPICU
~$50/hr
HighPsychiatric
~$45/hr
ModerateOncology
~$46/hr
HighOther Maryland Cities for OR Travel Nurses
View all Maryland cities →Related Resources
Frequently Asked Questions
How much do OR travel nurses make in Frederick?
Operating Room travel nurses in Frederick earn approximately $51/hr in taxable wages ($2,036/week). Including GSA stipends up to $1,428/week tax-free, the total weekly package can reach $3,464. Annual potential is $105,891 working full-time.
What are the 2026 GSA rates for Frederick?
The 2026 GSA per diem rates for Frederick are: Lodging $130/night, Meals $69/day, and Incidentals $5/day. Maximum weekly tax-free stipend: $1,428. These rates set the ceiling for tax-free travel nurse stipends — amounts above these limits become taxable.
Is Frederick affordable for travel nurses?
The cost of living index in Frederick is 95 (below the national average of 100). Average 1-bedroom rent is $1,000/month. The GSA lodging stipend covers ~$3,940/month, leaving a surplus of $2,940/month. Your stipend should fully cover average rent.
What certifications do OR travel nurses need for Maryland assignments?
Operating Room travel nurses need: BLS, 2+ years OR experience, CNOR preferred. For Maryland specifically: Maryland is a Nurse Licensure Compact (NLC) state — multistate license holders can work in Frederick without additional licensing.
Which hospitals in Frederick hire OR travel nurses?
Top hospitals in Frederick that hire Operating Room travel nurses include: Frederick Regional Medical, Frederick General Hospital, Community Health Frederick. Contact these hospitals directly or use an agency to find open OR positions in Frederick.
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