Neonatal Intensive Care Unit Owensboro, KY High Demand

NICU Travel Nurse Salary in Owensboro, Kentucky

City-specific pay, GSA stipends, cost of living verdict, and step-by-step guide for Neonatal Intensive Care Unit travel nurses heading to Owensboro.

Last updated: March 11, 2026

Last Financially Reviewed:

Reviewed by Michael Torres, CPA, EA, Travel Nurse Tax Specialist

Verified

Avg Hourly (NICU)

$39/hr

Owensboro, KY

Total Weekly Package

$2,705

Taxable + stipends

Est. Weekly Net

$2,249

After ~29% tax

Housing Economics Verdict

Profitable: NICU in Owensboro

GSA Housing (Monthly Est.)

$2,970/mo

$98/night × 30 days

Avg 1BR Rent

$1,000/mo

COL index: 95

Monthly Margin

+1,970/mo

Stipend covers rent

#46

Kentucky NICU Pay Ranking

Out of 50 states for NICU travel nurses

Weekly Taxable Pay

$1,571

Max Weekly Stipend

$1,134

Annual Potential

$81,687

Tax estimate: 5% state + ~24% federal on taxable wages. Stipends are tax-free when GSA rate limits are observed.

Calculate Your NICU Pay in Owensboro

Enter your contract details to see your precise take-home pay, adjusted for Owensboro's GSA rates and cost of living index of 95.

Travel Nurse Pay Breakdown

Estimate your take-home pay, taxes, and blended rate in seconds.

Excellent: Your housing stipend matches or exceeds the GSA maximum for Kentucky ($686/week). This is the maximum tax-free amount.
Effective Tax Rate29.0%
Federal: 24%
State: 5%

Same state assignment. You'll pay 5% state tax plus 24% federal tax.

Overtime (Optional)

Blended Hourly Rate

$70.53

Based on 36 hours in KY.

Gross Weekly Pay

$2,539

Taxable Weekly Income

$1,440

Estimated Weekly Taxes

$418

True Net Weekly Pay

$2,121

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Assignment Projections

13-Week Assignment

$27,578

Net Pay

26-Week Assignment

$55,156

Net Pay

Annual (52 weeks)

$110,313

Net Pay

Take Home vs Taxes

Loading chart...

Take Home

$2,121

per week

Taxes

$418

per week

Total Gross: $2,539 per week

🏠 Housing Stipend Analysis

Your Weekly Housing Stipend

$686

$2,970/month

Est. 1BR Rent in Kentucky

$850

Monthly average

Potential Tax-Free Pocket Money

+$2,120

Your stipend covers rent with $2,120 left over each month.

Find apartments under $850/month in Louisville:

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Cost of Living Analysis in Kentucky

Monthly Net Income:$9,186
Average 1BR Rent:$850
True Discretionary Income:$8,336

After rent, this is what you'll have left each month for other expenses

Cost of Living Index:89.7

National average = 100. Kentucky's cost of living is lower than the national average by 10.3 points.

💡 Lower cost of living area. Your pay may go further here than in expensive cities.

Housing Cost: Low

Utilities: Low

Rent data based on 2025 market averages. Actual rent may vary by neighborhood and housing type.

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2026 GSA Per Diem Rates — Owensboro

These city-specific rates set the maximum tax-free stipend ceiling for NICU travel nurses working in Owensboro. Stipend amounts above these limits are taxable.

Lodging

$98/night

$686/week

Meals & Incidentals

$64/day

$448/week

Total Weekly Max

$1,134

Tax-free stipend ceiling

Source: U.S. General Services Administration (GSA.gov) 2026 per diem rates. City-specific rates apply when the work location is more than 50 miles from your tax home.

Requirements for NICU Travel Nurses in Kentucky

NICU Certifications Required

  • BLS
  • NRP
  • 2+ years NICU experience

Kentucky Licensing

NLC Compact State Yes — No extra license needed
License Application Cost $200
Processing Time 2-4 weeks
State Income Tax 5%

Hospitals Hiring NICU Travel Nurses in Owensboro

  • Owensboro Regional Medical
  • Owensboro General Hospital
  • Community Health Owensboro

Other Specialties in Owensboro

View full Owensboro pay guide →

Other Kentucky Cities for NICU Travel Nurses

View all Kentucky cities →

Related Resources

Frequently Asked Questions

How much do NICU travel nurses make in Owensboro?

Neonatal Intensive Care Unit travel nurses in Owensboro earn approximately $39/hr in taxable wages ($1,571/week). Including GSA stipends up to $1,134/week tax-free, the total weekly package can reach $2,705. Annual potential is $81,687 working full-time.

What are the 2026 GSA rates for Owensboro?

The 2026 GSA per diem rates for Owensboro are: Lodging $98/night, Meals $59/day, and Incidentals $5/day. Maximum weekly tax-free stipend: $1,134. These rates set the ceiling for tax-free travel nurse stipends — amounts above these limits become taxable.

Is Owensboro affordable for travel nurses?

The cost of living index in Owensboro is 95 (below the national average of 100). Average 1-bedroom rent is $1,000/month. The GSA lodging stipend covers ~$2,970/month, leaving a surplus of $1,970/month. Your stipend should fully cover average rent.

What certifications do NICU travel nurses need for Kentucky assignments?

Neonatal Intensive Care Unit travel nurses need: BLS, NRP, 2+ years NICU experience. For Kentucky specifically: Kentucky is a Nurse Licensure Compact (NLC) state — multistate license holders can work in Owensboro without additional licensing.

Which hospitals in Owensboro hire NICU travel nurses?

Top hospitals in Owensboro that hire Neonatal Intensive Care Unit travel nurses include: Owensboro Regional Medical, Owensboro General Hospital, Community Health Owensboro. Contact these hospitals directly or use an agency to find open NICU positions in Owensboro.

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Resources for Owensboro