Emergency Room Louisville, KY Very High Demand

ER Travel Nurse Salary in Louisville, Kentucky

City-specific pay, GSA stipends, cost of living verdict, and step-by-step guide for Emergency Room travel nurses heading to Louisville.

Last updated: March 11, 2026

Last Financially Reviewed:

Reviewed by Michael Torres, CPA, EA, Travel Nurse Tax Specialist

Verified

Avg Hourly (ER)

$47/hr

Louisville, KY

Total Weekly Package

$3,362

Taxable + stipends

Est. Weekly Net

$2,815

After ~29% tax

Housing Economics Verdict

Profitable: ER in Louisville

GSA Housing (Monthly Est.)

$4,304/mo

$142/night × 30 days

Avg 1BR Rent

$1,100/mo

COL index: 89.4

Monthly Margin

+3,204/mo

Stipend covers rent

#46

Kentucky ER Pay Ranking

Out of 50 states for ER travel nurses

Weekly Taxable Pay

$1,885

Max Weekly Stipend

$1,477

Annual Potential

$98,025

Tax estimate: 5% state + ~24% federal on taxable wages. Stipends are tax-free when GSA rate limits are observed.

Calculate Your ER Pay in Louisville

Enter your contract details to see your precise take-home pay, adjusted for Louisville's GSA rates and cost of living index of 89.4.

Travel Nurse Pay Breakdown

Estimate your take-home pay, taxes, and blended rate in seconds.

Excellent: Your housing stipend matches or exceeds the GSA maximum for Kentucky ($686/week). This is the maximum tax-free amount.
Effective Tax Rate29.0%
Federal: 24%
State: 5%

Same state assignment. You'll pay 5% state tax plus 24% federal tax.

Overtime (Optional)

Blended Hourly Rate

$70.53

Based on 36 hours in KY.

Gross Weekly Pay

$2,539

Taxable Weekly Income

$1,440

Estimated Weekly Taxes

$418

True Net Weekly Pay

$2,121

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Assignment Projections

13-Week Assignment

$27,578

Net Pay

26-Week Assignment

$55,156

Net Pay

Annual (52 weeks)

$110,313

Net Pay

Take Home vs Taxes

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Take Home

$2,121

per week

Taxes

$418

per week

Total Gross: $2,539 per week

🏠 Housing Stipend Analysis

Your Weekly Housing Stipend

$686

$2,970/month

Est. 1BR Rent in Kentucky

$850

Monthly average

Potential Tax-Free Pocket Money

+$2,120

Your stipend covers rent with $2,120 left over each month.

Find apartments under $850/month in Louisville:

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Cost of Living Analysis in Kentucky

Monthly Net Income:$9,186
Average 1BR Rent:$850
True Discretionary Income:$8,336

After rent, this is what you'll have left each month for other expenses

Cost of Living Index:89.7

National average = 100. Kentucky's cost of living is lower than the national average by 10.3 points.

💡 Lower cost of living area. Your pay may go further here than in expensive cities.

Housing Cost: Low

Utilities: Low

Rent data based on 2025 market averages. Actual rent may vary by neighborhood and housing type.

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2026 GSA Per Diem Rates — Louisville

These city-specific rates set the maximum tax-free stipend ceiling for ER travel nurses working in Louisville. Stipend amounts above these limits are taxable.

Lodging

$142/night

$994/week

Meals & Incidentals

$69/day

$483/week

Total Weekly Max

$1,477

Tax-free stipend ceiling

Source: U.S. General Services Administration (GSA.gov) 2026 per diem rates. City-specific rates apply when the work location is more than 50 miles from your tax home.

Requirements for ER Travel Nurses in Kentucky

ER Certifications Required

  • ACLS
  • BLS
  • PALS
  • 2+ years ER experience
  • TNCC preferred

Kentucky Licensing

NLC Compact State Yes — No extra license needed
License Application Cost $200
Processing Time 2-4 weeks
State Income Tax 5%

Hospitals Hiring ER Travel Nurses in Louisville

  • Norton Healthcare
  • Baptist Health
  • UofL Health

Other Specialties in Louisville

View full Louisville pay guide →

Other Kentucky Cities for ER Travel Nurses

View all Kentucky cities →

Related Resources

Frequently Asked Questions

How much do ER travel nurses make in Louisville?

Emergency Room travel nurses in Louisville earn approximately $47/hr in taxable wages ($1,885/week). Including GSA stipends up to $1,477/week tax-free, the total weekly package can reach $3,362. Annual potential is $98,025 working full-time.

What are the 2026 GSA rates for Louisville?

The 2026 GSA per diem rates for Louisville are: Lodging $142/night, Meals $64/day, and Incidentals $5/day. Maximum weekly tax-free stipend: $1,477. These rates set the ceiling for tax-free travel nurse stipends — amounts above these limits become taxable.

Is Louisville affordable for travel nurses?

The cost of living index in Louisville is 89.4 (below the national average of 100). Average 1-bedroom rent is $1,100/month. The GSA lodging stipend covers ~$4,304/month, leaving a surplus of $3,204/month. Your stipend should fully cover average rent.

What certifications do ER travel nurses need for Kentucky assignments?

Emergency Room travel nurses need: ACLS, BLS, PALS, 2+ years ER experience, TNCC preferred. For Kentucky specifically: Kentucky is a Nurse Licensure Compact (NLC) state — multistate license holders can work in Louisville without additional licensing.

Which hospitals in Louisville hire ER travel nurses?

Top hospitals in Louisville that hire Emergency Room travel nurses include: Norton Healthcare, Baptist Health, UofL Health. ER is in very high demand nationally — facilities in Louisville actively seek qualified candidates and often offer premium packages.

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Resources for Louisville