Psychiatric Champaign, IL Moderate Demand

Psychiatric Travel Nurse Salary in Champaign, Illinois

City-specific pay, GSA stipends, cost of living verdict, and step-by-step guide for Psychiatric travel nurses heading to Champaign.

Last updated: March 11, 2026

Last Financially Reviewed:

Reviewed by Michael Torres, CPA, EA, Travel Nurse Tax Specialist

Verified

Avg Hourly (Psychiatric)

$43/hr

Champaign, IL

Total Weekly Package

$3,034

Taxable + stipends

Est. Weekly Net

$2,539

After ~28.95% tax

Housing Economics Verdict

Profitable: Psychiatric in Champaign

GSA Housing (Monthly Est.)

$3,637/mo

$120/night × 30 days

Avg 1BR Rent

$1,000/mo

COL index: 95

Monthly Margin

+2,637/mo

Stipend covers rent

#19

Illinois Psychiatric Pay Ranking

Out of 50 states for Psychiatric travel nurses

Weekly Taxable Pay

$1,711

Max Weekly Stipend

$1,323

Annual Potential

$88,948

Tax estimate: 4.95% state + ~24% federal on taxable wages. Stipends are tax-free when GSA rate limits are observed.

Calculate Your Psychiatric Pay in Champaign

Enter your contract details to see your precise take-home pay, adjusted for Champaign's GSA rates and cost of living index of 95.

Travel Nurse Pay Breakdown

Estimate your take-home pay, taxes, and blended rate in seconds.

Excellent: Your housing stipend matches or exceeds the GSA maximum for Illinois ($840/week). This is the maximum tax-free amount.
Effective Tax Rate28.9%
Federal: 24%
State: 4.95%

Same state assignment. You'll pay 4.95% state tax plus 24% federal tax.

Overtime (Optional)

Blended Hourly Rate

$83.78

Based on 36 hours in IL.

Gross Weekly Pay

$3,016

Taxable Weekly Income

$1,728

Estimated Weekly Taxes

$500

True Net Weekly Pay

$2,516

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Assignment Projections

13-Week Assignment

$32,705

Net Pay

26-Week Assignment

$65,409

Net Pay

Annual (52 weeks)

$130,819

Net Pay

Take Home vs Taxes

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Take Home

$2,516

per week

Taxes

$500

per week

Total Gross: $3,016 per week

🏠 Housing Stipend Analysis

Your Weekly Housing Stipend

$840

$3,637/month

Est. 1BR Rent in Illinois

$1,200

Monthly average

Potential Tax-Free Pocket Money

+$2,437

Your stipend covers rent with $2,437 left over each month.

Find apartments under $1,200/month in Chicago:

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Cost of Living Analysis in Illinois

Monthly Net Income:$10,893
Average 1BR Rent:$1,200
True Discretionary Income:$9,693

After rent, this is what you'll have left each month for other expenses

Cost of Living Index:94.3

National average = 100. Illinois's cost of living is lower than the national average by 5.7 points.

Housing Cost: Moderate

Utilities: Moderate

Rent data based on 2025 market averages. Actual rent may vary by neighborhood and housing type.

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2026 GSA Per Diem Rates — Champaign

These city-specific rates set the maximum tax-free stipend ceiling for Psychiatric travel nurses working in Champaign. Stipend amounts above these limits are taxable.

Lodging

$120/night

$840/week

Meals & Incidentals

$69/day

$483/week

Total Weekly Max

$1,323

Tax-free stipend ceiling

Source: U.S. General Services Administration (GSA.gov) 2026 per diem rates. City-specific rates apply when the work location is more than 50 miles from your tax home.

Requirements for Psychiatric Travel Nurses in Illinois

Psychiatric Certifications Required

  • BLS
  • 1+ years psych experience
  • CPI preferred

Illinois Licensing

NLC Compact State No — Separate license required
License Application Cost $200
Processing Time 4-6 weeks
State Income Tax 4.95%

Hospitals Hiring Psychiatric Travel Nurses in Champaign

  • Champaign Regional Medical
  • Champaign General Hospital
  • Community Health Champaign

Other Specialties in Champaign

View full Champaign pay guide →

Other Illinois Cities for Psychiatric Travel Nurses

View all Illinois cities →

Related Resources

Frequently Asked Questions

How much do Psychiatric travel nurses make in Champaign?

Psychiatric travel nurses in Champaign earn approximately $43/hr in taxable wages ($1,711/week). Including GSA stipends up to $1,323/week tax-free, the total weekly package can reach $3,034. Annual potential is $88,948 working full-time.

What are the 2026 GSA rates for Champaign?

The 2026 GSA per diem rates for Champaign are: Lodging $120/night, Meals $64/day, and Incidentals $5/day. Maximum weekly tax-free stipend: $1,323. These rates set the ceiling for tax-free travel nurse stipends — amounts above these limits become taxable.

Is Champaign affordable for travel nurses?

The cost of living index in Champaign is 95 (below the national average of 100). Average 1-bedroom rent is $1,000/month. The GSA lodging stipend covers ~$3,637/month, leaving a surplus of $2,637/month. Your stipend should fully cover average rent.

What certifications do Psychiatric travel nurses need for Illinois assignments?

Psychiatric travel nurses need: BLS, 1+ years psych experience, CPI preferred. For Illinois specifically: A separate Illinois RN license is required. Cost: $200, processing time: 4-6 weeks.

Which hospitals in Champaign hire Psychiatric travel nurses?

Top hospitals in Champaign that hire Psychiatric travel nurses include: Champaign Regional Medical, Champaign General Hospital, Community Health Champaign. Contact these hospitals directly or use an agency to find open Psychiatric positions in Champaign.

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Resources for Champaign