Cardiac Hot Springs, AR High Demand

Cardiac Travel Nurse Salary in Hot Springs, Arkansas

City-specific pay, GSA stipends, cost of living verdict, and step-by-step guide for Cardiac travel nurses heading to Hot Springs.

Last updated: March 11, 2026

Last Financially Reviewed:

Reviewed by Michael Torres, CPA, EA, Travel Nurse Tax Specialist

Verified

Avg Hourly (Cardiac)

$39/hr

Hot Springs, AR

Total Weekly Package

$2,705

Taxable + stipends

Est. Weekly Net

$2,235

After ~29.9% tax

Housing Economics Verdict

Profitable: Cardiac in Hot Springs

GSA Housing (Monthly Est.)

$2,970/mo

$98/night × 30 days

Avg 1BR Rent

$1,000/mo

COL index: 95

Monthly Margin

+1,970/mo

Stipend covers rent

#44

Arkansas Cardiac Pay Ranking

Out of 50 states for Cardiac travel nurses

Weekly Taxable Pay

$1,571

Max Weekly Stipend

$1,134

Annual Potential

$81,687

Tax estimate: 5.9% state + ~24% federal on taxable wages. Stipends are tax-free when GSA rate limits are observed.

Calculate Your Cardiac Pay in Hot Springs

Enter your contract details to see your precise take-home pay, adjusted for Hot Springs's GSA rates and cost of living index of 95.

Travel Nurse Pay Breakdown

Estimate your take-home pay, taxes, and blended rate in seconds.

Excellent: Your housing stipend matches or exceeds the GSA maximum for Arkansas ($686/week). This is the maximum tax-free amount.
Effective Tax Rate29.9%
Federal: 24%
State: 5.9%

Same state assignment. You'll pay 5.9% state tax plus 24% federal tax.

Overtime (Optional)

Blended Hourly Rate

$70.53

Based on 36 hours in AR.

Gross Weekly Pay

$2,539

Taxable Weekly Income

$1,440

Estimated Weekly Taxes

$431

True Net Weekly Pay

$2,108

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Assignment Projections

13-Week Assignment

$27,410

Net Pay

26-Week Assignment

$54,819

Net Pay

Annual (52 weeks)

$109,639

Net Pay

Take Home vs Taxes

Loading chart...

Take Home

$2,108

per week

Taxes

$431

per week

Total Gross: $2,539 per week

🏠 Housing Stipend Analysis

Your Weekly Housing Stipend

$686

$2,970/month

Est. 1BR Rent in Arkansas

$800

Monthly average

Potential Tax-Free Pocket Money

+$2,170

Your stipend covers rent with $2,170 left over each month.

Find apartments under $800/month in Little Rock:

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Cost of Living Analysis in Arkansas

Monthly Net Income:$9,130
Average 1BR Rent:$800
True Discretionary Income:$8,330

After rent, this is what you'll have left each month for other expenses

Cost of Living Index:86.5

National average = 100. Arkansas's cost of living is lower than the national average by 13.5 points.

💡 Lower cost of living area. Your pay may go further here than in expensive cities.

Housing Cost: Low

Utilities: Low

Rent data based on 2025 market averages. Actual rent may vary by neighborhood and housing type.

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2026 GSA Per Diem Rates — Hot Springs

These city-specific rates set the maximum tax-free stipend ceiling for Cardiac travel nurses working in Hot Springs. Stipend amounts above these limits are taxable.

Lodging

$98/night

$686/week

Meals & Incidentals

$64/day

$448/week

Total Weekly Max

$1,134

Tax-free stipend ceiling

Source: U.S. General Services Administration (GSA.gov) 2026 per diem rates. City-specific rates apply when the work location is more than 50 miles from your tax home.

Requirements for Cardiac Travel Nurses in Arkansas

Cardiac Certifications Required

  • BLS
  • ACLS
  • 2+ years cardiac experience

Arkansas Licensing

NLC Compact State Yes — No extra license needed
License Application Cost $200
Processing Time 2-4 weeks
State Income Tax 5.9%

Hospitals Hiring Cardiac Travel Nurses in Hot Springs

  • Hot Springs Regional Medical
  • Hot Springs General Hospital
  • Community Health Hot Springs

Other Specialties in Hot Springs

View full Hot Springs pay guide →

Other Arkansas Cities for Cardiac Travel Nurses

View all Arkansas cities →

Related Resources

Frequently Asked Questions

How much do Cardiac travel nurses make in Hot Springs?

Cardiac travel nurses in Hot Springs earn approximately $39/hr in taxable wages ($1,571/week). Including GSA stipends up to $1,134/week tax-free, the total weekly package can reach $2,705. Annual potential is $81,687 working full-time.

What are the 2026 GSA rates for Hot Springs?

The 2026 GSA per diem rates for Hot Springs are: Lodging $98/night, Meals $59/day, and Incidentals $5/day. Maximum weekly tax-free stipend: $1,134. These rates set the ceiling for tax-free travel nurse stipends — amounts above these limits become taxable.

Is Hot Springs affordable for travel nurses?

The cost of living index in Hot Springs is 95 (below the national average of 100). Average 1-bedroom rent is $1,000/month. The GSA lodging stipend covers ~$2,970/month, leaving a surplus of $1,970/month. Your stipend should fully cover average rent.

What certifications do Cardiac travel nurses need for Arkansas assignments?

Cardiac travel nurses need: BLS, ACLS, 2+ years cardiac experience. For Arkansas specifically: Arkansas is a Nurse Licensure Compact (NLC) state — multistate license holders can work in Hot Springs without additional licensing.

Which hospitals in Hot Springs hire Cardiac travel nurses?

Top hospitals in Hot Springs that hire Cardiac travel nurses include: Hot Springs Regional Medical, Hot Springs General Hospital, Community Health Hot Springs. Contact these hospitals directly or use an agency to find open Cardiac positions in Hot Springs.

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Resources for Hot Springs