Travel Nurse Pay in Frederick, Maryland: 2026 Cost of Living & GSA Rates

Economic analysis: GSA housing caps, average rent, and profitability verdict for travel nurses in Frederick.

Last updated: February 21, 2026

Economics Verdict

Profitable: Frederick Travel Nursing

GSA Housing Cap (Weekly)

$910/wk

≈ $3,940.3/mo

Avg Rent (1BR)

$1,000/mo

Margin

+$2,940.3/mo

Stipend covers rent

Travel Nurse Pay Breakdown

Estimate your take-home pay, taxes, and blended rate in seconds.

Excellent: Your housing stipend matches or exceeds the GSA maximum for Maryland ($910/week). This is the maximum tax-free amount.
Effective Tax Rate29.8%
Federal: 24%
State: 5.75%

Same state assignment. You'll pay 5.75% state tax plus 24% federal tax.

Overtime (Optional)

Blended Hourly Rate

$58.89

Based on 36 hours in MD.

Gross Weekly Pay

$2,120

Taxable Weekly Income

$720

Estimated Weekly Taxes

$214

True Net Weekly Pay

$1,906

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Assignment Projections

13-Week Assignment

$24,775

Net Pay

26-Week Assignment

$49,551

Net Pay

Annual (52 weeks)

$99,102

Net Pay

Take Home vs Taxes

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Take Home

$1,906

per week

Taxes

$214

per week

Total Gross: $2,120 per week

🏠 Housing Stipend Analysis

Your Weekly Housing Stipend

$1,000

$4,330/month

Est. 1BR Rent in Maryland

$1,400

Monthly average

Potential Tax-Free Pocket Money

+$2,930

Your stipend covers rent with $2,930 left over each month.

Find apartments under $1,400/month in Baltimore:

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Cost of Living Analysis in Maryland

Monthly Net Income:$8,252
Average 1BR Rent:$1,400
True Discretionary Income:$6,852

After rent, this is what you'll have left each month for other expenses

Cost of Living Index:124.0

National average = 100. Maryland's cost of living is higher than the national average by 24.0 points.

💡 High cost of living area. Ensure your pay compensates for the increased expenses.

Housing Cost: High

Utilities: High

Rent data based on 2025 market averages. Actual rent may vary by neighborhood and housing type.

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Travel Nurse Pay in Frederick

Average Hourly Rate

$50/hr

Average Weekly Pay

$2,000

GSA Lodging Rate

$130/night

GSA Meal Rate

$69/day

Cost of Living in Frederick

Cost of Living Index

95 (Below National Average)

Studio

$800/mo

1 Bedroom

$1000/mo

2 Bedroom

$1300/mo

Top Hospitals in Frederick

  • 🏥 Frederick Regional Medical
  • 🏥 Frederick General Hospital
  • 🏥 Community Health Frederick

In-Demand Specialties

Med-Surg ER ICU

Frequently Asked Questions

How much do travel nurses make in Frederick, Maryland?

Travel nurses in Frederick typically earn between $45 and $60 per hour in taxable wages, with an average of $50/hr. When including tax-free stipends, the blended hourly rate ranges from $56-71 per hour.

What are the GSA rates for Frederick, Maryland?

The GSA per diem rates for Frederick are: Lodging: $130/night, Meals: $69/day, and Incidentals: $5/day. These rates determine the maximum tax-free stipend amounts travel nurses can receive. For official rates, visit [GSA.gov](https://www.gsa.gov/travel/plan-book/per-diem-rates).

What is the cost of living in Frederick?

The cost of living index in Frederick is 95, which is below the national average. Average rent ranges from $800 for a studio to $1300 for a two-bedroom apartment.

What hospitals hire travel nurses in Frederick?

Top hospitals in Frederick that frequently hire travel nurses include Frederick Regional Medical, Frederick General Hospital, Community Health Frederick, and others. These facilities offer competitive pay rates and excellent working conditions for travel nurses.

What specialties are in demand in Frederick?

The most in-demand specialties for travel nurses in Frederick include Med-Surg, ER, ICU. These specialties typically offer higher pay rates and more contract opportunities.

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Resources for Frederick