Travel Nurse Pay in Louisville, Kentucky: 2026 Cost of Living & GSA Rates

Economic analysis: GSA housing caps, average rent, and profitability verdict for travel nurses in Louisville.

Last updated: February 21, 2026

Economics Verdict

Profitable: Louisville Travel Nursing

GSA Housing Cap (Weekly)

$994/wk

≈ $4,304.02/mo

Avg Rent (1BR)

$1,100/mo

Margin

+$3,204.02/mo

Stipend covers rent

Travel Nurse Pay Breakdown

Estimate your take-home pay, taxes, and blended rate in seconds.

Excellent: Your housing stipend matches or exceeds the GSA maximum for Kentucky ($686/week). This is the maximum tax-free amount.
Effective Tax Rate29.0%
Federal: 24%
State: 5%

Same state assignment. You'll pay 5% state tax plus 24% federal tax.

Overtime (Optional)

Blended Hourly Rate

$58.89

Based on 36 hours in KY.

Gross Weekly Pay

$2,120

Taxable Weekly Income

$720

Estimated Weekly Taxes

$209

True Net Weekly Pay

$1,911

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Assignment Projections

13-Week Assignment

$24,846

Net Pay

26-Week Assignment

$49,691

Net Pay

Annual (52 weeks)

$99,382

Net Pay

Take Home vs Taxes

Loading chart...

Take Home

$1,911

per week

Taxes

$209

per week

Total Gross: $2,120 per week

🏠 Housing Stipend Analysis

Your Weekly Housing Stipend

$1,000

$4,330/month

Est. 1BR Rent in Kentucky

$850

Monthly average

Potential Tax-Free Pocket Money

+$3,480

Your stipend covers rent with $3,480 left over each month.

Find apartments under $850/month in Louisville:

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Cost of Living Analysis in Kentucky

Monthly Net Income:$8,275
Average 1BR Rent:$850
True Discretionary Income:$7,425

After rent, this is what you'll have left each month for other expenses

Cost of Living Index:89.7

National average = 100. Kentucky's cost of living is lower than the national average by 10.3 points.

💡 Lower cost of living area. Your pay may go further here than in expensive cities.

Housing Cost: Low

Utilities: Low

Rent data based on 2025 market averages. Actual rent may vary by neighborhood and housing type.

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Travel Nurse Pay in Louisville

Average Hourly Rate

$48/hr

Average Weekly Pay

$1,920

GSA Lodging Rate

$142/night

GSA Meal Rate

$64/day

Cost of Living in Louisville

Cost of Living Index

89.4 (Below National Average)

Studio

$900/mo

1 Bedroom

$1100/mo

2 Bedroom

$1500/mo

Top Hospitals in Louisville

  • 🏥 Norton Healthcare
  • 🏥 Baptist Health
  • 🏥 UofL Health

In-Demand Specialties

ICU ER Med-Surg

Frequently Asked Questions

How much do travel nurses make in Louisville, Kentucky?

Travel nurses in Louisville typically earn between $43 and $58 per hour in taxable wages, with an average of $48/hr. When including tax-free stipends, the blended hourly rate ranges from $54-69 per hour.

What are the GSA rates for Louisville, Kentucky?

The GSA per diem rates for Louisville are: Lodging: $142/night, Meals: $64/day, and Incidentals: $5/day. These rates determine the maximum tax-free stipend amounts travel nurses can receive. For official rates, visit [GSA.gov](https://www.gsa.gov/travel/plan-book/per-diem-rates).

What is the cost of living in Louisville?

The cost of living index in Louisville is 89.4, which is below the national average. Average rent ranges from $900 for a studio to $1500 for a two-bedroom apartment.

What hospitals hire travel nurses in Louisville?

Top hospitals in Louisville that frequently hire travel nurses include Norton Healthcare, Baptist Health, UofL Health, and others. These facilities offer competitive pay rates and excellent working conditions for travel nurses.

What specialties are in demand in Louisville?

The most in-demand specialties for travel nurses in Louisville include ICU, ER, Med-Surg. These specialties typically offer higher pay rates and more contract opportunities.

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Resources for Louisville