Texas vs Oklahoma: Travel Nurse Pay Comparison

Compare travel nurse pay, taxes, stipends, and cost of living between Texas and Oklahoma. Based on our analysis, Texas offers better overall take-home pay.

Last updated: February 21, 2026

Our Recommendation

Texas

Offers approximately $193/week more in discretionary income

Higher Pay

TX

Better Taxes

TX

Lower COL

OK

Higher Stipends

OK

Best Net Income

TX

Side-by-Side Comparison

Metric Texas Oklahoma Winner
Average Hourly Rate $46/hr $40/hr TX
Weekly Gross (incl. stipends) $2,939 $2,699 TX
State Income Tax None 5% TX
Est. Weekly Net Pay $2,497 $2,235 TX
Cost of Living Index 92.7 87.9 OK
Average 1BR Rent $1,100/mo $800/mo OK
Weekly Housing Stipend (GSA) $686 $686 OK
Compact License State Yes Yes
Est. Weekly Discretionary Income $2,243 $2,050 TX

Texas Overview

Pay: Texas offers $46/hr average with $2,939/week gross including stipends.

Taxes: No state income tax, making it tax-friendly.

Cost of Living: Index of 92.7 with average rent of $1,100/mo.

Licensing: Compact state (eNLC), $200 fee, 2-4 weeks.

Oklahoma Overview

Pay: Oklahoma offers $40/hr average with $2,699/week gross including stipends.

Taxes: 5% state income tax, making it tax-friendly.

Cost of Living: Index of 87.9 with average rent of $800/mo.

Licensing: Compact state (eNLC), $200 fee, 2-4 weeks.

Ready to Calculate Your Exact Pay?

Use our pay calculator with your specific contract details for both states.

Frequently Asked Questions

Which state pays travel nurses more: Texas or Oklahoma?

Texas offers higher gross pay at $46/hr compared to $40/hr. However, Texas provides better take-home pay after taxes and cost of living adjustments.

Is Texas or Oklahoma better for travel nurse taxes?

Texas is more tax-friendly with no state income tax. Oklahoma has a 5% state tax.

What is the cost of living difference between Texas and Oklahoma?

Texas has a COL index of 92.7 while Oklahoma is 87.9. Average 1BR rent: Texas $1100/mo vs Oklahoma $800/mo. Oklahoma is more affordable overall.

Which state has higher GSA stipend rates?

Oklahoma offers higher tax-free stipends at $1,099/week compared to $1,099/week in Texas.

Should I take a travel nurse assignment in Texas or Oklahoma?

Based on our analysis, Texas offers approximately $193 more in weekly discretionary income after housing. However, consider factors like licensing (Texas is compact, Oklahoma is compact), job availability, and personal preferences.

Related State Comparisons