Texas vs Florida: Travel Nurse Pay Comparison
Compare travel nurse pay, taxes, stipends, and cost of living between Texas and Florida. Based on our analysis, Florida offers better overall take-home pay.
Last updated: February 21, 2026
Our Recommendation
Florida
Offers approximately $140/week more in discretionary income
Higher Pay
FL
Better Taxes
FL
Lower COL
TX
Higher Stipends
FL
Best Net Income
FL
Side-by-Side Comparison
| Metric | Texas | Florida | Winner |
|---|---|---|---|
| Average Hourly Rate | $46/hr | $51/hr | FL |
| Weekly Gross (incl. stipends) | $2,939 | $3,124 | FL |
| State Income Tax | None | None | FL |
| Est. Weekly Net Pay | $2,497 | $2,683 | FL |
| Cost of Living Index | 92.7 | 100.7 | TX |
| Average 1BR Rent | $1,100/mo | $1,300/mo | TX |
| Weekly Housing Stipend (GSA) | $686 | $840 | FL |
| Compact License State | Yes | Yes | — |
| Est. Weekly Discretionary Income | $2,243 | $2,383 | FL |
Texas Overview
Pay: Texas offers $46/hr average with $2,939/week gross including stipends.
Taxes: No state income tax, making it tax-friendly.
Cost of Living: Index of 92.7 with average rent of $1,100/mo.
Licensing: Compact state (eNLC), $200 fee, 2-4 weeks.
Florida Overview
Pay: Florida offers $51/hr average with $3,124/week gross including stipends.
Taxes: No state income tax, making it tax-friendly.
Cost of Living: Index of 100.7 with average rent of $1,300/mo.
Licensing: Compact state (eNLC), $200 fee, 2-4 weeks.
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Frequently Asked Questions
Which state pays travel nurses more: Texas or Florida?
Florida offers higher gross pay at $51/hr compared to $46/hr. However, Florida provides better take-home pay after taxes and cost of living adjustments.
Is Texas or Florida better for travel nurse taxes?
Florida is more tax-friendly with no state income tax. Texas has no state income tax.
What is the cost of living difference between Texas and Florida?
Texas has a COL index of 92.7 while Florida is 100.7. Average 1BR rent: Texas $1100/mo vs Florida $1300/mo. Texas is more affordable overall.
Which state has higher GSA stipend rates?
Florida offers higher tax-free stipends at $1,288/week compared to $1,099/week in Texas.
Should I take a travel nurse assignment in Texas or Florida?
Based on our analysis, Florida offers approximately $140 more in weekly discretionary income after housing. However, consider factors like licensing (Texas is compact, Florida is compact), job availability, and personal preferences.