Tennessee vs Georgia: Travel Nurse Pay Comparison

Compare travel nurse pay, taxes, stipends, and cost of living between Tennessee and Georgia. Based on our analysis, Georgia offers better overall take-home pay.

Last updated: February 21, 2026

Our Recommendation

Georgia

Offers approximately $20/week more in discretionary income

Higher Pay

GA

Better Taxes

TN

Lower COL

TN

Higher Stipends

GA

Best Net Income

GA

Side-by-Side Comparison

Metric Tennessee Georgia Winner
Average Hourly Rate $41/hr $51/hr GA
Weekly Gross (incl. stipends) $2,739 $2,935 GA
State Income Tax None 5.75% TN
Est. Weekly Net Pay $2,345 $2,389 GA
Cost of Living Index 89 89.5 TN
Average 1BR Rent $1,000/mo $1,100/mo TN
Weekly Housing Stipend (GSA) $686 $686 GA
Compact License State Yes Yes
Est. Weekly Discretionary Income $2,114 $2,135 GA

Tennessee Overview

Pay: Tennessee offers $41/hr average with $2,739/week gross including stipends.

Taxes: No state income tax, making it tax-friendly.

Cost of Living: Index of 89 with average rent of $1,000/mo.

Licensing: Compact state (eNLC), $200 fee, 2-4 weeks.

Georgia Overview

Pay: Georgia offers $51/hr average with $2,935/week gross including stipends.

Taxes: 5.75% state income tax, making it less tax-friendly.

Cost of Living: Index of 89.5 with average rent of $1,100/mo.

Licensing: Compact state (eNLC), $200 fee, 2-4 weeks.

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Frequently Asked Questions

Which state pays travel nurses more: Tennessee or Georgia?

Georgia offers higher gross pay at $51/hr compared to $41/hr. However, Georgia provides better take-home pay after taxes and cost of living adjustments.

Is Tennessee or Georgia better for travel nurse taxes?

Tennessee is more tax-friendly with no state income tax. Georgia has a 5.75% state tax.

What is the cost of living difference between Tennessee and Georgia?

Tennessee has a COL index of 89 while Georgia is 89.5. Average 1BR rent: Tennessee $1000/mo vs Georgia $1100/mo. Tennessee is more affordable overall.

Which state has higher GSA stipend rates?

Georgia offers higher tax-free stipends at $1,099/week compared to $1,099/week in Tennessee.

Should I take a travel nurse assignment in Tennessee or Georgia?

Based on our analysis, Georgia offers approximately $20 more in weekly discretionary income after housing. However, consider factors like licensing (Tennessee is compact, Georgia is compact), job availability, and personal preferences.

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