The Short Answer
Learn how cost of living impacts travel nurse net pay and how to compare assignments across cities.
Read the full breakdown below for detailed analysis, examples, and actionable steps.
Cost of living
Travel Nurse Cost of Living Guide (2025)
Gross pay doesn’t tell the whole story. Cost of living can shrink or expand your net pay. This guide shows how to evaluate assignments using real-world expenses.
Key Cost Categories
- Housing and utilities
- Transportation and commuting
- Groceries and daily expenses
- State income taxes
Example Comparison
| City | Weekly Gross | Housing Cost | Estimated Net |
|---|---|---|---|
| San Diego, CA | $2,600 | High | $1,650 |
| Omaha, NE | $2,100 | Low | $1,600 |
Final Takeaway
Always calculate net pay after housing and taxes. A lower gross rate can still deliver a better take-home.
Compare net pay by location
Use the calculator to estimate take-home pay by city.
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Ready to calculate your exact take-home pay? Use our Travel Nurse Pay Calculator.
Calculate your exact take-home pay, compare contracts, and see how stipends affect your net income.
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