The Short Answer
Understand travel nurse agency margins, bill rates, and how to evaluate a fair contract in 2025.
Read the full breakdown below for detailed analysis, examples, and actionable steps.
Agency economics
Travel Nurse Agency Margins Explained (2025)
Agency margins can feel opaque. This guide explains travel nurse agency margins, how bill rates work, and how to evaluate whether an offer is fair.
How the Bill Rate Breaks Down
- Taxable wages
- Stipends and reimbursements
- Payroll taxes and benefits
- Agency overhead and profit
Margin Example
| Item | Amount |
|---|---|
| Bill rate (36 hrs) | $3,240 |
| Nurse pay package | $2,100 |
| Agency costs + margin | $1,140 |
How to Evaluate Fairness
- Compare multiple agencies for the same facility.
- Ask for a pay breakdown.
- Calculate net pay, not just blended rate.
- Weigh benefits and reimbursements.
FAQ
Can I ask for the bill rate?
Yes, but not every agency will disclose it.
Is a higher margin always bad?
Not always; benefits or higher-risk assignments can justify it.
Final Takeaway
Understanding agency margins helps you negotiate intelligently. Focus on net pay and total value, not just the headline rate.
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